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Wells Fargo Business Rewards Program

Business Rewards Points Program

Discover all the ways you can redeem your points – travel, gift cards, merchandise, and more.

Redeem to account

Redeem points as a check or credit to an eligible Wells Fargo Business deposit account (DDA) or qualified credit product account. 

Redeem for merchandise

Redeem your points for brand-name merchandise like electronics, cookware, office supplies, and more.

Plan a vacation

Redeem points for flights, car rentals, and hotel stays.

Buy airline tickets

No blackout dates on air travel, and you can redeem points for full payment or in combination with a payment card.

Find gift cards

Choose a gift card to purchase business supplies, inventory, or to use as a gift to employees.

Transfer points

Transfer points between related Business and Personal rewards accounts, or between related Business rewards accounts.

Would you like to learn more about the small business credit products we offer?

Find a business credit product

Business Rewards FAQs

How do I earn rewards points?

Earn one point for every dollar spent on qualifying purchases made with your eligible Wells Fargo Business credit card or Mastercard(R) access card. There is no limit to the number of base rewards points you earn.

How do I access, view, or redeem my rewards?


  • Business Banking customers: Sign on to Business Online Banking . You can view your points balance on the Account Summary page. To view additional details or redeem, select Wells Fargo Business Rewards .
  • Commercial customers: Sign on to Wells Fargo VantageSM and select Basic Banking . Access Account Details and enter or select the credit card account enrolled in the Business Rewards Points Program. Click the Business Rewards Program Website link.


  • Call the Business Card Rewards Service Center at 1-800-213-3365, 8:00 am - 12 midnight, Eastern Time, seven days a week (except major holidays).

    Have your Rewards Account Number (Rewards ID) available when you are ready to redeem. You can always find your Rewards ID on your monthly statement (listed as Membership Number).

How long will it take to receive rewards that I order?

Gift Cards are mailed within 7-10 business days of your redemption order. All merchandise items are subject to availability and will usually ship within 3-7 business days from the date of the request. Digital gift cards are delivered electronically via email within 1-3 business days of the order.

Do my rewards points expire?

Points will expire five years from the month in which they were earned. You can view expiring points on your monthly statements. Points are redeemed on a first-in, first-out basis. Expired points will not be reinstated under any circumstances.

Can employees earn rewards points?

Yes. Purchases made on employee credit cards earn rewards, which are available to the primary cardholder for redemption.

If your company is set up with individual billing, points earned from employee cards may roll up to the rewards owner’s account at cycle time with a one-month lag.

Can I set up someone to manage rewards on my behalf?

Yes. Business owners that use Business Online Banking can grant online access to someone using an online feature called Business Administrator*. This feature enables a Business Administrator to manage rewards as well as view account information and perform transactions.

To access this feature, sign on to Business Online Banking and select Manage Access from the Welcome menu. Then choose Manage Business Administrators.

* Not available for Business Lines of Credit or Wells Fargo VantageSM customers.

Can I transfer points to another Wells Fargo Rewards program?

Yes. You can transfer points between two eligible business products or between eligible business and personal products. Visit your Business Rewards homepage, click "My Rewards" in the top navigation menu and select "Transfer".

How can I learn more about the Business Rewards program?

Review the Wells Fargo Business Rewards Program Terms and Conditions.

Call Wells Fargo Business Rewards Customer Service at 1-800-213-3365, 8:00 am - 12 midnight, Eastern Time, seven days a week (except major holidays).