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Página principalThis Annual Percentage Rate (APR) is for a $10,000 personal loan with a 3-year term and includes a relationship discount of 0.25%. Your actual APR may be higher than the rate shown.
Get an estimate of monthly payments for a personal loan.
At least 10% of approved applicants qualified for the lowest rate available based on data from 06/01/2021 to 08/31/2021. The rates shown are as of 09/08/2021 and subject to change without notice. Your Annual Percentage Rate (APR) will be based on the amount of credit requested, loan term and your credit score. The lowest rate available assumes excellent credit history.
Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $432. This example is an estimate only and assumes all payments are made on time.
To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.
This tool is for illustrative purposes, and we have provided it solely as a convenience for you to estimate rates and payments based on your assumptions for loan amount, credit score range, and preferred term. Your actual rates and payments may differ from the estimates provided by this calculator as a result of selecting/qualifying for a different loan amount, term and rate; your actual credit score; and our pricing and underwriting policies and procedures. You will receive your actual rate and payment amount once you have applied for a loan. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to extend an offer of credit or to match your terms to the terms provided by this calculator.
Maximum loan terms presented are based on the loan amount you wish to borrow.
Wells Fargo does not make loans for educational purposes.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
LRC-1120
Terms
Maximum loan terms presented are based on loan type, term, and amount you wish to borrow. Available terms may vary beyond what is presented in this tool.
Monthly Payment
The total amount of interest and principal due monthly, based on the amount you entered. Loan payments are fixed based on the original loan amount.
Credit Rating
Also known as a credit score. Many lenders use this numeric calculation of your credit report to obtain a fast, objective measure of your credit risk and consider your credit score, in addition to other factors, when deciding whether or not to approve an application for a loan.
Amount
The minimum amount to finance an unsecured loan or secured loan with Wells Fargo is $3,000. The amount of money you are eligible to borrow is based upon several factors, including your credit and financial history.
APR (Annual Percentage Rate)
The cost of a loan, including the interest rate and other fees, calculated for a year (annualized) and expressed as a percentage of the amount of the loan.
State of residence
We ask for state of residence because rates for some products may vary based on location.
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