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Today’s Mortgage Rates and Refinance Rates

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Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 3.625% 3.654%
30-Year Fixed-Rate FHA 3.500% 4.510%
30-Year Fixed-Rate VA 3.250% 3.532%
15-Year Fixed Rate 2.875% 2.980%
7/1 ARM 3.250% 3.555%
5/1 ARM 3.125% 3.578%
5/1 ARM VA 3.125% 2.920%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 3.375% 3.381%
15-Year Fixed-Rate Jumbo 3.125% 3.153%
7/1 ARM Jumbo 2.750% 3.303%
Rates, terms, and fees as of 9/27/2016 10:15 AM Eastern Daylight Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information.

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Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 3.625% 3.671%
30-Year Fixed-Rate FHA 3.500% 4.507%
30-Year Fixed-Rate VA 3.250% 3.529%
15-Year Fixed Rate 3.000% 3.064%
7/1 ARM 3.250% 3.572%
5/1 ARM 3.250% 3.609%
5/1 ARM VA 3.500% 3.064%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 3.750% 3.756%
15-Year Fixed-Rate Jumbo 3.375% 3.385%
7/1 ARM Jumbo 3.000% 3.407%
Rates, terms, and fees as of 9/27/2016 10:15 AM Eastern Daylight Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information.

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Find a local consultant or call 1-877-937-9357
 

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Annual Percentage Rate (APR)
The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.

Interest rate

The percentage of an amount of money which is paid for its use for a specified time.

Conventional conforming mortgage
A mortgage that is not obtained under a government program (FHA or VA) and satisfies the underwriting guidelines and loan limits set by Fannie Mae or Freddie Mac.

Government
A loan that is either backed by the Federal Housing Administration (FHA) or a VA loan for eligible servicemembers and veterans.

Larger Loan Amounts in Eligible Areas

In federally designated metropolitan areas, conventional and government loan limits have been increased to assist homebuyers.

Jumbo

A loan that exceeds Fannie Mae's and Freddie Mac's loan limits. Also called a non-conforming loan.