Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Current Mortgage and Refinance Rates

                    Print

Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders. Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers. Click on product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need. Speak to a home mortgage consultant today about a special offer available 9/8/2018 – 3/1/2019 for current Wells Fargo Home Mortgage customers.

Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 4.625% 4.753%
30-Year Fixed-Rate VA 4.5% 4.834%
20-Year Fixed Rate 4.625% 4.756%
15-Year Fixed Rate 4.125% 4.346%
7/1 ARM 4.25% 4.953%
5/1 ARM 4.125% 5.036%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 4.25% 4.315%
15-Year Fixed-Rate Jumbo 4.0% 4.077%
7/1 ARM Jumbo 3.75% 4.633%
10/1 ARM Jumbo 4.0% 4.556%
Rates, terms, and fees as of 12/14/2018 10:15 AM Eastern Standard Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.




  Apply online

Our simplified mortgage application will walk you through each step.


Apply Now


  Get prequalified

Have us contact you to see how much you may be able to borrow.


Get Started


Talk to a consultant

 

Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 4.75% 4.846%
30-Year Fixed-Rate VA 4.5% 4.828%
20-Year Fixed Rate 4.625% 4.771%
15-Year Fixed Rate 4.25% 4.434%
7/1 ARM 4.375% 4.992%
5/1 ARM 4.375% 5.096%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 4.375% 4.424%
15-Year Fixed-Rate Jumbo 4.125% 4.193%
7/1 ARM Jumbo 3.875% 4.676%
10/1 ARM Jumbo 4.125% 4.617%
Rates, terms, and fees as of 12/14/2018 10:15 AM Eastern Standard Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.



  Apply online

Our simplified mortgage application will walk you through each step.


Apply Now

  Explore your options

Have us contact you to discuss your refinancing goals.


Get Started

Talk to a consultant

 

Buying a house?

Estimate how much you may be able to borrow

Get Prequalified
Annual Percentage Rate (APR)
The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.
Interest Rate
The cost a customer pays to a lender for borrowing funds over a period of time expressed as a percentage rate of the loan amount.

Conventional Conforming Mortgage
Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). 

Government
A loan that is either backed by the Federal Housing Administration (FHA) or a VA loan for eligible service members and veterans.

Larger Loan Amounts in Eligible Areas

In federally designated metropolitan areas, conventional and government loan limits have been increased to assist homebuyers.

Jumbo

A loan that exceeds Fannie Mae's and Freddie Mac's loan limits. Also called a non-conforming loan.