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Buy Your First Home

Arm yourself with the knowledge to succeed

Choice of loans and programs. Local home mortgage consultants. Great technology. First-time homebuyers can count on Wells Fargo, the nation's #1 mortgage lender.

4 steps to a home loan video

Video – 4 steps to a home loan

When you look at it, the mortgage process is really just 4 basic steps.

Watch video

Find a loan or program

Don't have a lot to put down? Want interest rate flexibility? We've got first-time homebuyers covered. Here are some ideas to get started:

  • Wells Fargo yourFirst MortgageSM. Buy a home with as little as 3% down.
    Learn more
  • Fixed-rate and adjustable rate mortgages. Whether you plan on staying in your home forever or only for a while, you have options.
    Learn more
  • Builder Best® Extended Rate Lock program. Your interest rate range won’t rise while you’re building your home.
    Learn more

Compare your loan options

Work with a home mortgage consultant

Work with us any way you want — in person, by phone, email, and online. Your Wells Fargo home mortgage consultant, and our other home loan professionals, will help you:

Contact a home mortgage consultant

Get yourLoanTrackerSM and ongoing support


Track the progress of your loan, upload documents, even sign select documents. All online, from your computer, smartphone, or tablet. Talk to your home mortgage consultant to see if yourLoanTracker is available for your loan.

Learn more

Ongoing support

When you close on your home, you open more doors. Having all your accounts in one place, flexible payment scheduling, easy online access — these are only a few of the services you get with Wells Fargo.

Learn more at yourHomeMattersSM

 Did you know? 

We're the nation's leading home loan servicer. We're here to support you for the long haul, before and after you close. Learn more

We can help you unlock your loan options. Start by getting prequalified. Get Started
Find a local consultant or call 1-877-937-9357

Wells Fargo Difference

  • Experience — we're the nation's leading mortgage lender.
  • Your team — helps you find the right loan and bring you to close.
  • yourLoanTrackerSM — online application management for eligible loans.
  • Ongoing support — here for you even after you get the keys.

Learn more