Mortgage Prequalification

Three minutes.
Six questions.
Zero credit impact.
Prequalify now to know your estimated mortgage rate and see how much you could borrow.
Get prequalifiedGetting prequalified is a quick and simple way to find out how much you could borrow to buy a home
Benefits of a mortgage prequalification
Mortgage prequalification is a simple process that uses your income, debt, and credit information to let you know how much you may be able to borrow. Getting prequalified before you shop for homes can help you:
- Focus your search. Establishing your price range up front means you can target the right homes within your budget.
- Move forward confidently. When it’s time to make an offer, you’ll have the confidence of knowing you can back it up.
- Know your options. Seeing the loan amount, interest rate, and monthly payment you could qualify for means you’ll be able to make the mortgage decision that works best for you.
How to prequalify for a home loan online
Getting prequalified online is quick and simple. Just visit our secure mortgage qualification calculator and provide the following information
- The city and state where you are looking to buy
- Estimated purchase price and down payment
- Annual income
- Date of birth, current address and contact information
We’ll use that information, along with your credit rating and monthly debt, to calculate the loan amount, interest rate, and monthly payment you could qualify for—all in just a few minutes without affecting your credit score.

Ready to start looking for your home?
Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool. Start your home search now.
Prequalification FAQs
Ready to get started?
Talk to a mortgage consultant
Call us
1-888-446-2350
Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm
Central Time
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Let us contact you
Enter your contact information to have a mortgage consultant call you.
Find a consultant
Use our locator to search for mortgage consultants in your area.
A PriorityBuyer® preapproval is based on our preliminary review of information provided and limited credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and property acceptability and eligibility, including appraisal and title report. Preapprovals are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements. Preapprovals are not available on all products. See a home mortgage consultant for details.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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