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Tips for Managing Money While Traveling Abroad

Following a few tips can help smooth your travels

Spend your trip enjoying the sites, not worrying about your money.

Get today’s rates for ordering cash

Money matters start before you leave home

Even experienced travelers can’t foresee every financial need.

We recommend carrying at least two means of payment: first, a combination of credit, debit, and ATM cards; and second, foreign currency cash to pay for taxis, meals, and tips.

Sign on to purchase foreign currency cash for delivery to your home address

Order foreign currency

To purchase in person or over the phone, find a branch near you or call us at 1-800-626-9430. On-hand foreign cash supplies are limited, for availability please call the branch in advance or order online.

Please note: Rates for foreign currency wire transfers, checks, and drafts differ from rates for foreign currency cash.

Tips to help manage your money while traveling abroad

Before your trip

  • Add your travel plans to Wells Fargo Online® to help prevent international transactions from being declined as suspicious.
  • Make a list of important international phone numbers for reporting lost or stolen cards.
  • Talk to your bank before you leave about how to send a wire when you’re abroad. Some banks require you to enroll for wire transfer services prior to travel.
  • Make sure you have wifi or cellular service overseas if you plan to access your accounts while traveling.
  • As digital technology differs by country, consider taking physical credit and ATM cards with you if you typically use a digital wallet.
  • Ask your card companies about foreign transaction fees, fees for withdrawals at an international ATM, your card's compatibility with international ATMs, and your daily card limits to make sure they’ll fit your needs.

During your trip

  • Consider taking copies of key documents with you. This can sometimes help speed up the replacement process, if needed. Be sure to keep copies separate from the originals.
  • For help with your personal account, use these international access codes to call us toll-free from outside the U.S. You can also reach us through the Wells Fargo Mobile® app.
  • Please note: Outside the U.S., Wells Fargo does not have offices that provide service to personal or small business customers.

After your trip

  • Contact your bank about buying back any unused foreign currency cash. Wells Fargo can often buy back unused foreign currency cash at any of our branch locations. We do not buy back all currencies, and buy-back rates differ from rates for ordering cash. Please note: We do not buy back coins.

Still have questions?

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Mon – Fri:  5 am – 6 pm

Sat:  7 am – 2 pm

Pacific Time

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