Online. To order through Wells Fargo Online®, log into online banking and select Foreign Currency under the Accounts tab.
Mobile. Order using the Wells Fargo Mobile® app. Tap Menu on the bottom bar, select Account Services , then select Foreign Currency .
Using an eligible Wells Fargo checking or savings account, it takes just minutes to place an order online or mobile. Foreign currency cash orders can be delivered to your home address or scheduled for local branch pickup. The minimum foreign currency cash order amount is $200, and orders over $3,000 USD must be picked up at a branch.
In person. Wells Fargo account holders can order foreign currency cash at any Wells Fargo branch, for branch pickup. Same day delivery within the branch is no longer available, so please order ahead of time to ensure timely delivery. Note: Our branches no longer have foreign currency cash on-hand available for over-the-counter same-day purchase and we no longer can take foreign currency cash orders over the phone.
You can order foreign currency cash online, using the mobile app, or in person at a Wells Fargo branch and have currency delivered within 2-7 business days.
For online orders, the minimum amount is $200, and orders over $3,000 USD must be picked up at a branch.
More information about ordering foreign currency online: The shipping and handling fee may vary based on the USD amount of foreign currency cash that you order. The shipping and handling fee will be added to your total order amount. We'll send you an email confirmation when your order ships. Note: Less common currencies may take longer to process and deliver, due to limited availability. Delivery to Alaska, Hawaii, and U.S. territories may take longer. A signature is required upon delivery. We do not deliver to P.O. boxes.
Often the foreign currency cash rate quoted by Wells Fargo can be a buy or sell rate, which can differ. The foreign currency cash rate includes costs, such as shipping and handling, transaction processing, and also includes the revenue Wells Fargo earns. Wells Fargo may offer different rates to different counterparties for the same or similar transactions. No representation is made that Wells Fargo’s pricing is reflective of rate sources or publications, or rates being offered by other providers. Wells Fargo provides rates at its sole discretion.
Often the foreign currency cash rate quoted by Wells Fargo can be a sell rate or a buy rate, which can differ. The sell rate is the exchange rate you must pay to order foreign currency cash from Wells Fargo. The buy rate is the exchange rate Wells Fargo will pay to buy a currency from you, if you have foreign currency cash left from your travels. The difference between the sell and buy rate is called the spread. This spread includes a markup. The markup is designed to compensate Wells Fargo for several considerations including, without limitation, costs incurred, market risks, and our desired return.
Orders placed online, or via mobile app, (less than $3,000 (USD equivalent)) can be delivered to the home address saved in your Wells Fargo customer profile. Wells Fargo delivers within the United States only and cannot deliver to P.O. boxes. A signature is required upon delivery. If your home address has restrictions that prevent delivery, you can place a foreign currency cash order online, or in person and have it delivered to a nearby Wells Fargo branch. Orders placed for a business checking or savings account can only be delivered to a Wells Fargo branch.
The euro is the official currency of the European Union (EU), but not all EU countries use the euro. Currently, the euro is used in the following locations:
Depending on foreign currency market conditions, Wells Fargo will purchase select foreign currencies (paper currency only; no coins) from Wells Fargo customers at any Wells Fargo branch. To find a location near you, use our branch locator.
In person. Wells Fargo account holders and authorized signers can order foreign currency cash at any Wells Fargo branch.
Business checking and savings accounts are not eligible for purchasing foreign currency cash online or mobile.
Note: Our branches no longer have foreign currency cash on hand available for over the counter same day purchase and we no longer can take foreign currency cash orders over the phone.
To determine how much foreign currency cash you want to order before your next trip, log into Wells Fargo Online® and select Foreign Currency under the Accounts tab. The exchange rates for purchasing foreign currency cash differ from rates applied to foreign currency wires and checks.
All rates for ordering foreign currency are quoted in U.S. dollars, meaning 1 unit of foreign currency multiplied by the rate equals the U.S. dollar cost per unit.
Order currency online
Purchase foreign currency cash online with your Wells Fargo checking or savings account
Whether or not the wire transfer fee is waived, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used when Wells Fargo converts one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including, without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The exchange rate Wells Fargo provides to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that are the same or similar. The applicable exchange rate may vary based on such factors including, but not limited to, currency pair, transaction size, payment channel and product type, such as foreign currency cash, checks, remittances, and wire transfers. Foreign exchange markets are dynamic and rates fluctuate over time based on market conditions, liquidity, and risks. Outside of regular market hours and during weekends, additional markups are applied to the exchange rate to account for exchange rate fluctuations. Wells Fargo is your arms-length counterparty on foreign exchange transactions. We may refuse to process any request for a foreign exchange transaction.
Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate without prior notice to you. For more information, see the “Applicable Exchange Rate” and “Incoming international wire transfer” sections of the Deposit Account Agreement.
Fees may be charged by third parties or other banks, in addition to those described above.
