Whether you’re touring a Tuscan villa or visiting the in-laws in Florida, Wells Fargo helps you stay on top of your finances. Our flexible and convenient banking services are designed to give you added confidence while traveling.
Before you leave, tell us when and where you’re traveling, as well as the Wells Fargo cards you’ll be taking with you so that we can monitor your accounts appropriately. Add your travel plan online, via our mobile banking app, or contact us by calling the number on the back of your card.
Find out how Wells Fargo banking services can help before, during, and after you travel.
Foreign Exchange Services
We can help you get the foreign currency you need before you travel:
Exchange money for local currency
It’s a great idea to have local currency on hand for taxis, tips, and meals. To save time and avoid hassles, you can order cash online or by phone at 1-800-626-9430 or visit a local Wells Fargo U.S. location. Upon your return home, you may be able to exchange leftover paper currency at a Wells Fargo banking location.
Online Banking Services
Before you set out on your trip, our convenient online services can help you:
Avoid missed or late payments with Bill Pay
Before leaving town, it’s easy to schedule automatic bill payments through Online Bill Pay. If you forget to schedule a bill payment before your trip, you can make a payment with just a few clicks by logging into Bill Pay from many places in the world. To stay on top of your accounts if you’re traveling for a long period of time, you can also choose to receive electronic bills (eBills) online.
Stay on top of account information with account alerts
Set up these simple, customized alerts to have a message sent to your email address or mobile device when certain criteria are met. You can receive alerts for low balances, when a credit card payment is due, or when a deposit is made.
Manage your spending, savings, and budget
My Money Map is a free interactive online tool that enables customers to quickly gain insights into managing their finances all in one place.
From My Money Map, customers can access Wells Fargo’s innovative suite of free online personal financial management services, including:
- My Spending Report — A money management tool that categorizes transactions and enables customers to track their spending by category, so they can find ways to spend less.
- Budget Watch — Helps customers create a budget and monitor their progress throughout the month.
- My Savings Plan® — Provides Wells Fargo savings account customers an easy way to save toward a goal and automatically monitor progress.
Mobile Banking Services
When traveling domestically and internationally, stay on top of account information with our convenient Mobile Banking services.
Visit wf.com on your mobile device
Pay bills and find the nearest ATMs by visiting wf.com on your phone’s web browser. After you sign in, you can quickly access your bank account details, pay bills, and transfer funds. You can also enter in a ZIP code or an address to find the nearest Wells Fargo ATM.
Use the Wells Fargo mobile app made for your smartphone
Get fast and free access to your account information by downloading the customized Wells Fargo mobile app made for your iPhone®, Windows Phone®, BlackBerry®, or AndroidTM-operated smartphone. It’s an easy way to pay bills, transfer funds, check account activity, and find nearby ATMs.
Get quick account info via text banking
Just send a text (or SMS) message to 93557 (spells “WELLS” on a traditional telephone keypad). This way you can securely check your accounts without having to sign in. To view account information for all of your enrolled accounts, text BAL ALL. To find the nearest Wells Fargo ATM locations, send a text with ATM along with the city and state or ZIP code (for example, “ATM 94109” or “ATM San Francisco CA”).
Debit, ATM, Prepaid, and Credit Card Services
If you need help with your Wells Fargo Debit, ATM, Prepaid, or Credit Card when you're away from home, it's easy to:
Replace your Wells Fargo card
Debit, ATM, or prepaid card: If your card is lost or stolen, call us toll-free at 1-800-TO-WELLS (1-800-869-3557) for consumer customers and 1-800-225-5935 for small business customers. You may also visit your local Wells Fargo to speak with a banker. If you lose your card while traveling outside of the U.S.: Call us collect at 1-925-825-7600 and then follow the voice instructions.
Your replacement card will have a new card number and expiration date. Your Personal Identification Number (PIN) will remain the same as well as your daily ATM and purchase dollar limits (DDLs).
If you need a Debit or Prepaid Card right away, visit a Wells Fargo banking location to request a temporary instant issue card to access your account until you receive your permanent card in the mail. (Note: Temporary prepaid cards are not available in all banking locations.)
Credit card: If your credit card is lost or stolen call 1-800-642-4720 or 1-925-825-7600 (international collect calls). When you report your Credit Card as lost or stolen, you will receive a new card with a new account number. If you need your Credit Card sooner, you can contact customer service to discuss rush processing options based on your need (additional fees may apply).
Know your debit, ATM, and prepaid daily card limits before you leave
Find out your daily ATM and withdrawal limits and daily Debit and Prepaid Card purchase limits before you leave to make sure they will fit your needs. You can call the number on the back of your Wells Fargo card or talk to a banker at a Wells Fargo location to have it increased.
Enjoy comprehensive protection from fraud
Your Wells Fargo Credit, Debit, ATM, and Prepaid Cards come with Zero Liability protection at no extra cost. If your card or card number is ever lost, stolen or used without your authorization, you are not responsible for promptly reported unauthorized card transactions.
To help ensure your cards will not be temporarily suspended due to unusual patterns, please notify Wells Fargo of any upcoming travel plans since we monitor transactions for unusual activity.
Stay on top of your account with Wells Fargo Credit Card Alerts
Alerts are an easy-to-use tool that can give you a jumpstart on identifying and helping stop fraudulent activity on your account — Alerts services sends timely text message alerts to your mobile phone or email so you can keep your account secure.
Get notifications by email or text messages for a variety of transaction types including:
- Declined transactions
- Purchases at a gas station
- Foreign transactions
- Cash advances at ATMs
- Online, phone, or mail purchases
- Purchases exceeding a set amount, and more
- Suspicious card activity text alerts
Set up debit, ATM, and prepaid card alerts that are important to you
If you are not already enrolled, consider signing up for card alerts to stay informed about activity on your Debit, ATM or Prepaid Card. Get timely informative alerts on your mobile phone or through email. Alerts are free from Wells Fargo. However, your mobile carrier’s messaging and data charges may apply.
Debit, ATM and Prepaid Card alerts
Alerts supplement the current fraud detection measures Wells Fargo has in place. We regularly review your accounts for out-of-pattern activity.
Choose to be notified when the following occurs on your Debit, ATM or Prepaid Card:
- A suspicious transaction or unusual activity
- A card transaction is declined,
- A foreign transaction occurs.
- Your daily ATM withdrawals or card purchases exceed an amount you choose.
Most of the time, you’re closer to a Wells Fargo ATM than you realize. With 13,000 Wells Fargo ATMs across the country, you’ll probably find yourself near one.
International ATM Use
Customers can use Wells Fargo ATMs to withdraw cash and make balance inquiries with no access fee. To find an ATM, search online or call 1-800-TO-WELLS (1-800-869-3557) for consumer customers and 1-800-225-5935 for small business customers.
If you are traveling outside of the U.S. and having trouble using an ATM in a foreign country, it might be because you do not have a four-digit Personal Identification Number (PIN), or because the ATM is not in our participating network.
Most foreign ATMs require a four-digit numeric PIN. If you have an alphabetic PIN, translate the letters into numbers by using the keypad at a Wells Fargo ATM before you travel. You can also do this by visiting a Wells Fargo location or calling us at 1-800-869-3557 for consumer customers and 1-800-225-5935 for small business customers.
If you are still having difficulty using an ATM in a foreign country, to get cash you can use your Debit or Prepaid Card to get an over-the-counter cash disbursement at a local bank. Wells Fargo charges a fee of 3% of the transaction amount for international over-the-counter cash disbursements.
When you're away from home, smart financial preparation and planning can mean the difference between an amazing adventure or an adventure in financial survival. With these anytime, anywhere products and services, Wells Fargo helps ease travel so you can enjoy your trip from beginning to end.
Please note: Outside of the U.S., Wells Fargo does not have offices that provide service to consumer or small business customers. For assistance when traveling internationally, call us toll-free from most countries outside the U.S. for additional information.