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Budgeting and money management

Practical ways to manage finances

Taking control of finances starts with small, manageable actions. These tools and guides can help.

Tips on managing money

Creating a budget doesn't have to be difficult.

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Ways to grow savings

These pay-yourself-first strategies can help you save for tomorrow.

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Planning for the future
Making a plan is the first step to achieving your financial goals.

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Alerts to stay on track

Stay informed on account activities with real-time updates.

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Shape your finances

You've got the tools you need at your fingertips.

Make a plan

Make a plan

My Spending Report

Manage your finances to see where you need to make any adjustments.

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View spending

Calculate your DTI

See how your debt-to-income ratio could affect your borrowing power.

Calculate DTI

Calculate DTI

My Money Map

Track spending and savings to see  money from a new perspective.

Track your money

Track your money

FAQs to help you take control of your budget

Begin with small, manageable steps. List your income and expenses, then look for areas where you might adjust. You don’t need to be perfect — just consistent. Budgeting is about progress, not pressure, and there are tools that may help you feel more in control.

Try simple methods like using receipts, apps, or even a notebook. Categorize your spending so you can see patterns and make informed choices. The goal isn’t to restrict — it's to help you make decisions with confidence.

Start with one habit at a time, such as setting a weekly check-in or saving a small amount regularly. Celebrate your wins, even the small ones. Building habits is about creating momentum, not perfection.

Flexible budgeting can help. Focus on essential expenses first, then adjust the rest based on what's available. Planning for variability may reduce stress and give you a clearer path forward.

Even small savings can make a difference over time. Setting aside a few dollars regularly may help build a cushion for unexpected expenses. It’s not about how much you save, but about creating the habit.

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This calculator is for educational purposes only and is not a denial or approval of credit.
When you apply for credit, your lender may calculate your debt-to-income (DTI) ratio based on verified income and debt amounts, and the result may differ from the one shown here.
You do not need to share alimony, child support, or separate maintenance income unless you want it considered when calculating your result.
If you receive income that is nontaxable, it may be upwardly adjusted to account for the nontaxable status.