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How to Set Up Direct Deposit

Direct Deposit is a service that automatically deposits recurring income into any Wells Fargo checking or savings account you choose. Income you receive from your employer, Social Security, pension and retirement plans, the Armed Forces, VA Benefits, and annuity or dividend payments may all qualify for Direct Deposit.


  • It's convenient. Free up some time by having your money automatically deposited into your Wells Fargo account. 
  • It's fast. You have same-day access to your money on the day of deposit.
  • It's safe. Never worry about checks getting lost, delayed, or stolen.

Early Pay Day — receive your money up to two days sooner. Early Pay Day is automatic when you set up Direct Deposit.

Learn more

Three easy steps

If the company or agency that pays you offers Direct Deposit, follow these three easy steps to set up Direct Deposit into your Wells Fargo account.

Step 1.
Use our pre-filled form

Use our Wells Fargo Mobile® app or sign on to create your customized Direct Deposit guide.

  • Select the account you’d like your deposits to go to, and we’ll pre-fill the form with your routing number, account number, and account type.

You can also download a blank Direct Deposit/Automatic Payments Set-up Guide (PDF) and fill in the information yourself.

Step 2.
Provide the information on the completed form to the company or agency that pays you

Your payor may ask you to complete their own form in order to process your request.

Step 3.
Monitor your account

It may be one or two pay or benefit periods before Direct Deposit goes into effect.

Signing up for automatic alerts will notify you when a direct deposit is available in your account. Choose how you want to receive alerts — email, text message, or push notification to your phone. You can change your preferences anytime.

Set up alerts


Call us at 1-800-TO-WELLS (1-800-869-3557).

Set Up Direct Deposit

The fastest, most convenient way to manage your everyday financial transactions.

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