Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Commercial Real Estate Refinance Loan

Commercial Refinance Loan details
  • $50,000 to $1 million loan amount
  • No lender closing costs
  • No escrow, title policy, or appraisal fees
  • Rate lock without fees

Great For

  • Small business owners seeking to refinance a Wells Fargo mortgage on their commercial property for a lower rate or a longer term
  • Small business owners wanting to refinance a non-Wells Fargo mortgage, including a maturing or private party loan for owner-occupied property
  • Established Wells Fargo customers wanting to leverage equity when refinancing an existing Wells Fargo mortgage

Other Features

  • Competitive rates – fixed or prime-based adjustable
  • Wide variety of term options
  • Rate and fee match assurance so you are confident with the offer you are provided


Annual fee. None

Early closure fee for prime-based loans. $3,000 when closed within the first 3 years

Pre-payment fee for fixed rate loans. 3% of prepaid amount in years 1 through 3; zero thereafter

Eligible Property Types

  • Office
  • Retail
  • Warehouse
  • Light industrial
  • Mixed-use
  • Multi-family (5+ units)
  • Commercial Condo (first lien position only)
  • Special purpose (first lien position only)

    • Generally accepted special purpose

    • Auto repair/auto body/car wash
    • Convenience store
    • Dental or medical facility
    • Funeral home/crematorium/mortuary, gas station (less than or equal to 10 years old)
    • Health club/gym
    • Ice or roller skating rink
    • Movie theater
    • Parking garage
    • Refrigerated warehouse
    • Restaurant
    • School (non-public, daycare, or preschool)
    • Self-storage facility
    • Skilled nursing or assisted living facility
Request a Commercial Real Estate consultant to contact you by providing your information at You will be contacted by phone no later than the next business day.

Why a refinance loan?

Pay off an existing mortgage on a business or commercial investment property, including potential cash-out opportunities.