Terms for credit products are subject to final credit approval of the business and its owners. A physical address is required to receive a Wells Fargo business credit product. You must be an owner of this business and not already have this product. See Terms and Conditions for details at account opening.
The security interest taken will be a first priority lien on all present and future accounts receivable, inventory, equipment, general intangibles and certain other non-cash personal property owned by the applicant business, and a Uniform Commercial Code financing statement will be filed against the applicant business to perfect the security interest. A security interest in the applicant business's cash held in a Wells Fargo restricted deposit account or certificate of deposit, in an amount equal to or greater than the approved credit limit, may be considered in lieu of a security interest in the non-cash personal property.
Competitive interest rates and competitive origination fee are based upon analysis of origination fees and interest rates for competing U.S. lenders as compiled by an independent third-party research firm on a quarterly basis.
The Prime Line of Credit has a term of 1 year, but may be renewed annually, subject to credit approval.
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