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How adding two-step verification helps protect your accounts

Every layer of security counts

What is two-step verification?

Two-step verification, also known as multi-factor authentication (MFA) adds an extra layer of security by verifying your identity in two different ways. For example, signing in with both your password and a one-time code sent to your phone helps protect your account far more than a password alone.

At Wells Fargo, we may use two-step verification to confirm your identity when you make certain online transactions or update account info.

How do I set up two-step verification?

We encourage you to turn on Wells Fargo's two-step verification feature to help protect your account.

Once enabled, you'll be prompted to enter a passcode as a part of the login process. You can receive this code by:

  • Asking Wells Fargo to send it via push notification, text message, email, or phone call.
  • Using an RSA SecurID Device® purchased through Wells Fargo. This second option is particularly helpful if you are planning to travel abroad. The RSA SecurID can help you generate access codes, even if other forms of digital communication are not available during your trip.

Reminder: Don't forget to keep your contact information up to date.

Stay alert

Scammers may impersonate Wells Fargo or other trusted organizations to request your passcodes or sensitive information. Never share your information in response to unexpected requests.

Security and fraud FAQs

Scams often involve urgent messages, unexpected contact, emotional pressure, or unusual payment requests like gift cards, crypto, wire transfers, or large in-branch withdrawal requests. Visit common bank and money scams for more info.

Scammers may pretend to be Wells Fargo and use urgent messages to pressure you. Don't respond. Contact Wells Fargo directly if you are unsure.

Learn how to recognize bank imposter scams and other common threats and scams.

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