Wells Fargo Premier

Personal finance designed around you

Premium service and benefits. Tailored for clients with $250,000 or more in qualifying balances at Wells Fargo.1,2

Get started

Premier service

A Premier banker and team, plus 24/7 phone support

Banking benefits1,2

Waived fees and interest rate discounts on select new loans3

Goals-based planning

Personal assistance to help you achieve your goals

Service from your Premier banker & team

Your team of dedicated Wells Fargo specialists will help you get the job done intelligently and efficiently.

Wells Fargo Bank discounts & benefits1,2,10

No ATM fees worldwide4,5

and no wire transfer fees for incoming or outgoing wire transfers4,6,7

Discount on jumbo mortgage

rates, based on eligible assets with Wells Fargo8

Relationship Interest Rates

on eligible linked CDs and savings accounts11

Goals-based planning

Together, we can help you organize your financial needs, understand your options, and build a strategy that evolves with your life.

Wells Fargo Advisors discounts & benefits 1,2,10

  • Waived Wells Fargo Advisors annual account fees
  • Discounted Intuitive Investor® advisory fee
  • Access to securities-based lending9

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Get to know Wells Fargo Premier

Four ways to maximize your premier benefits

From personal service to discounts and other features, Wells Fargo Premier has you covered.

Learn more

How to open your Premier Checking account

Taking advantage of premier service, discounts, and benefits is easier than you might think.

Learn more

Start your premier experience

Apply today for Wells Fargo Premier Checking.

Learn more

phone number 1-866-629-2136

Make an appointment

Still have questions?

To avoid the monthly service fee, you need to have $250,000 or more in statement-ending qualifying balances in your linked Wells Fargo deposit and investment accounts.1 For more information, see "How to open your Premier Checking account."

No need to change your account number. You'll just need to connect to a banker to get started. Contact us at 1-866-629-2136.

The future is premier

The Wells Fargo app, upgraded for you

1. Wells Fargo Premier

Requires meeting all conditions of Wells Fargo Premier participation. Wells Fargo Bank and Wells Fargo Advisors discounts and benefits are available to all customers who have a Wells Fargo Premier Checking account. The Wells Fargo Premier Checking account has a $35 monthly service fee which can be avoided each fee period with $250,000 or more in statement-ending qualifying linked (a) bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and (b) investment account balances (brokerage available through our brokerage affiliate Wells Fargo Advisors, applicable bank fiduciary and custody accounts, annuities, and eligible foreign exchange transactions). Refer to the Wells Fargo Bank Consumer Account Fee and Information Schedule for further information about the Premier Checking account and applicable bank fees. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Wells Fargo Advisors:

  • Brokerage products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.
  • Certain brokerage accounts are not eligible.

Insurance and annuities:

  • Products are offered through non-bank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
  • If the annuity becomes annuitized, or a periodic payment schedule has been established, the remaining balance will no longer be eligible for qualification.

2. (A) If your Premier Checking account is converted to another checking product or closed by us or you, all linked accounts are delinked from the Premier Checking account and effective immediately, benefits no longer apply, including benefits to your now delinked accounts. You’ll no longer receive discounts, options to avoid fees on other products or services, or the Relationship Interest Rate; for time accounts (CDs), this change will occur at renewal. Your delinked accounts will revert to the Bank’s current applicable interest rate or fee at that time. (B) If you or we delink an account from your Premier Checking account but other accounts remain linked, the loss of all benefits and the other consequences described above in (A) will immediately apply to the delinked account. Benefits available to your Premier Checking account and any remaining linked accounts will continue.

3. All loans are subject to credit approval, income verification and, if applicable, collateral evaluation. Programs, rates, terms and conditions are subject to change without notice. The interest rate discount requires a qualifying Wells Fargo consumer checking account.  Loan applicants with a Prime Checking or Premier Checking account at the time of application for credit qualify for additional interest rate discounts. The interest rate discount requires automatic monthly payments deducted from a Wells Fargo consumer deposit account. If either the Prime Checking or Premier Checking account is closed or the automatic payment is cancelled at any time after the loan is opened, the interest rate may increase, in which case your corresponding monthly payment will increase. Talk with your banker, or refer to product information online at www.wellsfargo.com, to learn what requirements apply to your specific loan.

4. Unless otherwise noted, stated benefits apply only to the Premier Checking account and not other linked accounts.

5. Surcharge fees imposed by non-Wells Fargo ATM owners or operators may apply. For the Prime Checking and Premier Checking accounts, Wells Fargo will waive its own ATM access fee (U.S. and international) when you withdraw cash from a non-Wells Fargo ATM. In addition, for Prime Checking you will be reimbursed for one surcharge fee incurred at a non-Wells Fargo ATM located in the U.S. and one surcharge fee incurred at a non-Wells Fargo ATM located outside the U.S. per fee period. For Premier Checking, you will be reimbursed for all surcharge fees. Where the surcharge fee for ATM cash withdrawals assessed by a non-Wells Fargo ATM owner/operator is not provided to Wells Fargo, Prime Checking and Premier Checking customers will receive a $4.00 reimbursement per cash withdrawal.

6. In addition to any applicable fees, we make money when we convert one currency to another currency for you. The exchange rate used when we convert one currency to another is set at our sole discretion, and it includes a markup. The markup is designed to compensate us for several considerations including, without limitation, costs incurred, market risks, and our desired return. The applicable exchange rate does not include, and is separate from, any applicable fees. The exchange rate we provide to you may be different from exchange rates you see elsewhere. Different customers may receive different rates for transactions that are the same or similar, and the applicable exchange rate may be different for foreign currency cash, drafts, checks, or wire transfers. Foreign exchange markets are dynamic and rates fluctuate over time based on market conditions, liquidity, and risks. We're your arms-length counterparty on foreign exchange transactions. We may refuse to process any request for a foreign exchange transaction.

7. Incoming wire transfers received in a foreign currency for payment into your account will be converted into U.S. dollars using the applicable exchange rate without prior notice to you. For more information, see the "Applicable Exchange Rate" section of the Deposit Account Agreement.

8. Wells Fargo Premier is not required for clients to qualify for Wells Fargo’s asset-based relationship pricing. Not all assets qualify for asset-based relationship pricing. For more information, contact your home mortgage consultant. Information is accurate as of the date provided and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. Equal Housing Lender RLC-0121.

9. Securities-based lending has special risks and is not appropriate for everyone. All securities and accounts are subject to eligibility requirements. Please consult with your Wells Fargo Advisors financial advisor and account documentation for additional information on how securities-based lending works.

10. Some benefits may also be available with other products.

11. The Relationship Interest Rate is variable and subject to change at any time without notice, including setting the interest rate equal to the Standard Interest Rate or to zero (0.00%), which could change the Relationship Annual Percentage Yield (APY). For time accounts, the change will occur upon renewal. To receive the Relationship Interest Rate/Relationship APY, the eligible savings or time account must remain linked to a Prime Checking, Premier Checking or Private Bank Interest Checking account. Time Accounts must be linked at account open and at every renewal.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

Android, Chrome, Google Pay, Google Pixel, Google Play, Wear OS by Google, and the Google Logo are trademarks of Google LLC.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.