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Wedding loans

Finance your wedding for as low as 6.74% APR,

Check your rate with no impact to your credit score.

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Cover your wedding costs with a personal loan

Engagement ring

Use your wedding loan to finance the diamond your partner deserves.

Venue and vendors

Pick the perfect space and pay for caterers, photographers, and more.

Travel and lodging

Have a destination wedding and bring guests from near and far.

Plan your honeymoon

Celebrate with a dream getaway that doesn't break your budget.

Get the perfect loan for a perfect wedding day

  • Amounts from $3,000 to $100,000 and terms from 12 to 84 months
  • No origination fee, no closing fee, and no prepayment penalty
  • Interest rate discount of 0.25% or 0.50% with Autopay from a qualifying Wells Fargo account
See options with no impact to your credit.

Check my loan options
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Wedding loan FAQs

It's a personal loan used to finance your wedding and its associated costs. Wedding loans are used to cover large expenses like your venue, caterers, entertainment, and photographer. A wedding loan can also cover your engagement ring and wedding dress, or even pay for your honeymoon. When you apply for a wedding loan through Wells Fargo, you can select the loan option that fits your budget.

The first step is to check your loan options. See your rate and payment options with no impact to your credit score. When you find a loan option you like, you can apply in minutes, and most customers get a same-day credit decision. If you're approved, you could have funds as early as the same day you sign for your loan, like 97% of our customers do.

The APR on a wedding loan can vary depending on factors unique to each applicant, including your loan amount, term, and credit history. When you check your loan options for a specific loan amount, you can see the rate. If you have a qualifying Wells Fargo account, you may also be eligible for a 0.25% or 0.50% discount on your rate with Autopay.

We offer wedding loans in amounts ranging from $3,000 to $100,000 with terms from 12 to 84 months.  We're here to make sure you find the right loan for your needs. Start exploring personalized loan offers with no impact to your credit score. 

Yes, you can get a 0.25% or 0.50% rate discount on your wedding loan when you set up Autopay from a qualifying Wells Fargo account.

Get your wedding loan in just a few quick steps

Check your rate in minutes

Start by exploring your loan options with no impact to your credit.

Choose your loan and apply

Select the rate and monthly payment that suits your needs.

Get your funds fast

Most customers receive their funds the same day they're approved.

See options with no impact to your credit.

Check my loan options

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Helpful resources

How can we help?

The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term and includes a relationship discount of 0.25%. Your actual APR may be higher than the rate shown.

At least 10% of the applicants approved for these terms qualified for the lowest rate available based on data from 10/01/2025 to 12/31/2025. The rates shown are as of 01/10/2026 and subject to change without notice. Your Annual Percentage Rate (APR) will be based on the amount of credit requested, loan term and your creditworthiness. The lowest rate available assumes excellent credit history.

On average, 97% of customers received their funds the day they signed for their personal loan. (Based on data from October – December 2025).

To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled, for any reason at any time, after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.

Representative example of repayment terms for an unsecured personal loan: For $15,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $513. This example is an estimate only and assumes all payments are made on time.

Late fees may still be assessed.

Important information. We only offer personal loans to existing Wells Fargo customers. For more information about becoming a customer, make an appointment to visit a location near you.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

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