Personal Loan Uses
If you're ready to take on what's next in life, a Wells Fargo personal loan of $3,000 to $100,000 can help you cover a wide range of needs. Take a moment to explore all the ways you can put the funds to use.
Finance Purchases
Have your eye on a new sofa, refrigerator, or washer/dryer? Bring more comfort and convenience home by using a personal loan to pay for furniture, appliances, or electronics.
Fund Renovations
Having access to extra funds can come in handy when you need to make home improvements. Maybe you need to repair the roof or replace the water heater. Or perhaps you've been planning to build an addition or remodel the kitchen. With a personal loan, you can get your next project off the ground. You can even make energy-efficient upgrades to your home.
Cover Expenses
Consolidate Debt
You can consolidate higher-interest rate loans or credit card balances into a single loan at a competitive rate . It can help simplify your finances with one convenient, predictable monthly payment that won't change.
And More
Have other needs? Here are even more ways you can use a personal loan:
– Childbirth or adoption
– Pre-college education
– Moving costs
– Care for parents
– Legal fees
– And nearly anything else
Have your eye on a new sofa, refrigerator, or washer/dryer? Bring more comfort and convenience home by using a personal loan to pay for furniture, appliances, or electronics.
Having access to extra funds can come in handy when you need to make home improvements. Maybe you need to repair the roof or replace the water heater. Or perhaps you've been planning to build an addition or remodel the kitchen. With a personal loan, you can get your next project off the ground. You can even make energy-efficient upgrades to your home.
Sometimes life's little surprises can be expensive. A personal loan can be a helpful solution to take care of a sudden medical bill or auto repair. It's also a good way to handle just about whatever you're planning, from a wedding or family event to a dream vacation or relocation.
You can consolidate higher-interest rate loans or credit card balances into a single loan at a competitive rate . It can help simplify your finances with one convenient, predictable monthly payment that won't change.
Have other needs? Here are even more ways you can use a personal loan:
– Childbirth or adoption
– Pre-college education
– Moving costs
– Care for parents
– Legal fees
– And nearly anything else
Check your rate with no impact to your credit
Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple debts means you will have a single payment monthly, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer loan term, or a combination of both. By extending the loan term, you may pay more in interest over the life of the loan. By understanding how consolidating your debt benefits you, you will be in a better position to decide if it is the right option for you. New credit accounts are subject to application, credit qualification, and income verification.
Representative example of repayment terms for an unsecured personal loan: For $16,000 borrowed over 36 months at 12.99% Annual Percentage Rate (APR), the monthly payment is $539. This example is an estimate only and assumes all payments are made on time.
Using an unsecured personal loan for an auto purchase, a refinance, or a lease buy-out allows you to avoid using your auto as collateral, although you may qualify for a lower interest rate with a secured auto loan.
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