Transfer money and pay bills
Convenient and secure
Between accounts or between friends, send your money with confidence.
Download our appMoney where you need it, when you want it
Use Zelle® to send and request money
- Safely and easily send and receive money with trusted friends and family who have U.S. bank accounts
- Send money fast — within minutes
Transfer money between accounts
- Move money between Wells Fargo accounts
- Transfer funds to and from other U.S. financial institutions
Pay your bills online
- Use Bill Pay for sending payments within the U.S.
- Set up a one-time payment or schedule recurring payments
Use your digital wallet
- Use your mobile device to make quick, secure payments on the go
- Access Wells Fargo ATMs with your digital wallet — no card needed
Securely wire money to businesses and individuals
- Use digital wire transfers to send money within the U.S. and abroad
- Send funds in foreign currencies or U.S. dollars
Send money to friends and family abroad
- Use ExpressSend® to send money to people in 12 countries
- Transfer money for cash pick-up or for credit to an account
Simplify the way you pay and get paid
With the Wells Fargo Mobile® app:
- Securely send and receive money with Zelle®
- Easily tell Fargo® to send money to your stored contacts
Mobile and online banking when you need them
Manage your money on the Wells Fargo Mobile® app when you’re on the go. And use Wells Fargo Online® when it’s more convenient to be on your computer.
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Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for or the item is not as described or as you expected. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft, Small Business Account Analysis fees) may apply to Wells Fargo account(s) with which you use Zelle®.
Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.
Digital wallet access is available at Wells Fargo ATMs for Wells Fargo Debit Cards in Wells Fargo-supported digital wallets. Some ATMs within secure locations may require a physical card for entry. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Digital wallets may not be available on all devices. Your mobile carrier's message and data rates may apply.
In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used is set by Wells Fargo, includes a markup and may be different than exchange rates you see elsewhere. For additional information related to Wires and foreign currency wires, please see the Online Access Agreement or applicable service documentation.
Enrollment in Digital Wires is subject to eligibility requirements, and terms and conditions apply. Applicable outgoing or incoming wire transfer service fees apply, unless waived by the terms of your account. Your mobile carrier's message and data rates may apply. For more information, see the Wells Fargo Online Access Agreement and your applicable account fee disclosures for other terms, conditions, and limitations.
The first remittance sent under each service agreement must be completed in person at a Wells Fargo branch. Customers with an existing checking or savings account may be able to complete their first remittance by calling the Wells Fargo Phone Bank, subject to caller authentication requirements and additional fraud prevention controls. Additional remittances may be completed at a Wells Fargo branch, by calling the Wells Fargo Phone Bank, or through Wells Fargo Online® at wellsfargo.com. ExpressSend is not available on the Wells Fargo Mobile® app. Customers must use a desktop or laptop to conduct online ExpressSend transfers.
Due to unanticipated conditions such as natural disasters, civil disturbances, system issues, currency availability, local regulatory requirements, required receiver action(s), and/or location-specific security concerns, cash pick-up remittances may not be available in certain Remittance Network Members (RNMs) and/or cities. If your beneficiary experiences any issues with the cash pick-up, contact us at 1-800-556-0605.
The credit to account or the cash pick-up delivery methods for remittances may not be available at all Remittance Network Members or locations. When sending money to an account, we will need the beneficiary’s qualifying deposit account number at the Remittance Network Member. When sending money for cash pick up, the beneficiary's name provided by the sender must exactly match the beneficiary's name on their government issued identification.
Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Fargo is only available on the smartphone versions of the Wells Fargo Mobile® app.
Screen images are simulated. Features, functionality, and specifications appearing in those images may change without notice.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Wells Fargo Bank, N.A. Member FDIC.
QSR-09192026-7764149.1.1
LRC-0325
