Buying a home on a budget

Your dream of homeownership is within reach

Learn about the homebuying process, as well as the various grants and low down payment options available that can help make your dream a reality.

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Buy a home with a low down payment

Each path to homeownership is different. See how you can become a homeowner with a low down payment. 

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Are you financially ready to become a homeowner?

Consider how your credit score, debt, savings, and other factors stack up before diving into the homebuying process.

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Components of a mortgage payment

Learn more about mortgage payments and determine how much you’re comfortable paying each month.

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Compare the costs of renting vs. buying

Review the common costs associated with renting versus owning a home to determine what's right for you.

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Down payment and closing cost assistance

Discover how our low down payment and closing cost programs can help you buy a home and start building for the future.

See what you can afford

Find out how much you could borrow – all without affecting your credit score.

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Mortgage calculators

Run the numbers with our collection of helpful tools.

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Today’s mortgage and refinance rates

See rate and APR information for popular loan types.

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Shop homes for sale in your area

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Serge Jenic

Serge Jenic

NMLSR ID : 1065565

714-343-9477
2030 Main Street 11th Floor Irvine, CA 92614

If you extend your loan term, you may pay more interest over the life of your loan.

If you are a service member on active duty, an eligible spouse, partner, or dependent, or currently receiving SCRA benefits, please consult with your legal advisor prior to seeking a refinance of your existing mortgage loan. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law.

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