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Current Mortgage and Refinance Rates

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Interest rates for mortgages below may include up to 0.5 discount points as an upfront cost to borrowers. Rates for refinancing assume no cash out.

These are sample rates based on assumptions. Use our calculator to see estimated rates today for mortgage and refinance loans based on your specific needs.

Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 3.000% 3.102%
30-Year Fixed-Rate VA 2.375% 2.611%
20-Year Fixed Rate 2.875% 2.991%
15-Year Fixed Rate 2.250% 2.470%
7/6-Month ARM 2.125% 2.567%
5/6-Month ARM 2.000% 2.547%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 2.875% 2.938%
15-Year Fixed-Rate Jumbo 2.750% 2.830%
7/6-Month ARM Jumbo 2.375% 2.633%
10/6-Month ARM Jumbo 2.500% 2.663%
Rates, terms, and fees as of 5/17/2021 10:15 AM Eastern Daylight Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.




  Apply online

Our simplified mortgage application will walk you through each step.

Apply Now


  Get Prequalified

Have us contact you to see how much you may be able to borrow.

Get Started


Talk to a consultant

 

Product Interest Rate APR
Conforming and Government Loans
30-Year Fixed Rate 3.125% 3.228%
20-Year Fixed Rate 3.000% 3.131%
15-Year Fixed Rate 2.500% 2.649%
7/6-Month ARM 2.375% 2.670%
5/6-Month ARM 2.000% 2.594%
Jumbo Loans– Amounts that exceed conforming loan limits
30-Year Fixed-Rate Jumbo 3.125% 3.174%
15-Year Fixed-Rate Jumbo 2.875% 2.982%
7/6-Month ARM Jumbo 2.750% 2.808%
10/6-Month ARM Jumbo 3.000% 2.940%
Rates, terms, and fees as of 5/17/2021 10:15 AM Eastern Daylight Time and subject to change without notice.

Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.



 

  Apply online

Our simplified mortgage application will walk you through each step.

Apply Now

 

  Explore your options

Have us contact you to discuss your refinancing

Get Started

 

Talk to a consultant

   

Buying a house?

Estimate how much you may be able to borrow

Get Prequalified

Annual Percentage Rate (APR)

The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. For home equity lines, the APR is just the interest rate.

Interest Rate

The cost a customer pays to a lender for borrowing funds over a period of time expressed as a percentage rate of the loan amount.

Conventional Conforming Mortgage

Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC).

Government

A loan that is either backed by the Federal Housing Administration (FHA) or a VA loan for eligible service members and veterans.

Larger Loan Amounts in Eligible Areas

In federally designated metropolitan areas, conventional and government loan limits have been increased to assist homebuyers.

Jumbo

A loan that exceeds Fannie Mae's and Freddie Mac's loan limits. Also called a non-conforming loan.