Managing everyday expenses with a credit card

Track expenses, create a budget, and earn rewards by making everyday purchases with your credit card.

Credit cards are not only a great way to build a credit history and your credit score, they can also help you manage everyday purchases and earn rewards points by buying everything from groceries to gas. Find out how to get the most use from your credit cards.

Track your spending

When you use a Wells Fargo credit card for daily purchases, you’ll be able to view all your purchases, transfer funds, and track expenses conveniently online. With the My Spending Report tool, you can gain access to a free online summary of your Wells Fargo transactions that’s updated automatically each business day.

Create a budget

Creating and implementing a budget can help you avoid making large purchases with your credit card that you really can’t afford. Wells Fargo’s Budget Watch tool can help you stay on top of your monthly expenses. You can create a personalized budget in minutes and even set up email alerts that keep you informed about your progress.

Pay on your terms

Making daily purchases on a credit card means you’ll receive one convenient bill for all your monthly expenses. With Wells Fargo, you can choose your monthly due date, pay your bill online, or even set up automatic debits for hassle-free payments.

Earn and save on everyday purchases

With the Wells Fargo Rewards Card℠, rewards points for everyday purchases can be redeemed for cash, gift cards, and travel. The Wells Fargo Cash Back℠ Platinum Card offers up to 3% cash back for gas, groceries, and other net purchases (purchases minus returns/credits) and 1% cash back for everything else. The Wells Fargo Cash Back College Card offers the same great cash rewards to college students. You can even apply your cash back rewards directly to your Wells Fargo Home Mortgage® loan with the Wells Fargo Home Rebate Card® to pay your mortgage balance faster than ever.

By putting your credit cards to work for you, you can get the most for your money and earn the rewards you deserve.