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Payment relief options

Life brings unexpected challenges

When money gets tight, payment relief can help reduce stress and get you back on track.
Credit cards
If you're behind on your credit card payments, support is available to help you regain control.

Credit card payment help >

Personal loans
We offer flexible relief options to help you manage your personal loan payments during financial hardship.

Personal loan payment help >

Mortgage loans
Mortgage payments can be tough to manage. We’re here to help you explore your options.

Mortgage loan payment help >

Auto loans
If your car payments are becoming difficult, payment relief may help you keep moving.

Auto loan payment help >

Life's unpredictable.

Your financial well-being shouldn't be.

Life's unpredictable.

Your financial well-being shouldn't be.

  • Relief Center gives you a convenient, self-service option for requesting payment relief.
  • Available only in the Wells Fargo Mobile® app
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FAQs about getting help with loan or credit payments

You're not alone—and asking for help can be an important first step. If you're facing a temporary setback or an ongoing challenge, there may be options to help reduce the pressure. Consider exploring payment assistance programs, adjusting your loan terms, or using budgeting tools that could support your next steps.

You might have options such as refinancing, consolidating, or restructuring your loan to reduce monthly payments. These changes may provide more flexibility while helping you stay on track. It's about finding an approach that works for your situation.

Missing a payment doesn’t mean you’re out of options. Some programs are designed to assist even if you’re behind. Reaching out early can help you explore available relief options and work toward reducing stress.

It depends on your circumstances. Some options offer temporary relief, while others help simplify or restructure debt. Tools and guidance are available to help you review what might fit your needs.

Setting up autopay, reminders, or adding extra, when possible, may help. It's not about being perfect — it's about building habits that support your goals. If things change, assistance may be available to adjust your plan.

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