Savings Accounts Comparison Chart - Wells Fargo Small Business

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Compare Business Savings Accounts

CA, 94105 Change Location
Use our business savings accounts comparison to determine the right fit for your business

Business Market Rate Savings

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Business Platinum Savings

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Business Time Account (CD)

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Best for:
New and growing businesses
Established businesses looking to maximize available funds
Businesses with cash reserves that can be held for a specified length of time
Monthly service fee $6 or avoid the fee when one of the requirements is met $15 or avoid the fee when one of the requirements is met No monthly service fee
Minimum opening deposit $25 $25 $2,500
Apply Effective with the fee period beginning after October 8, 2020, the terms of the account are changing. See the Business Account Addenda.

Apply Now

Effective with the fee period beginning after October 8, 2020, the terms of the account are changing. See the Business Account Addenda.

Apply Now

Apply in person or call
1-800-416-8658
Free access to Wells Fargo Business Online®
Yes
Yes
Yes
Wells Fargo Mobile®
Yes
Yes
Yes
FDIC insured up to applicable limits
Yes
Yes
Yes
Source for Overdraft Protection,
Yes
Yes

Check writing capabilities
Yes
Yes

More resources


Have questions? Speak with a banker. Call 1-800-416-8658.
Monday through Friday, from 8 am until 8 pm CST.

 Wells Fargo Works for Small Business® 

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Avoid the $6 monthly service fee with one of the following each fee period:

  • $500 average collected balance
  • A total amount of $25 or more of automatic transfers each month from a Wells Fargo business checking account into this savings account

Avoid the $15 monthly service fee with one of the following each fee period:

  • Linked to Platinum Business Checking
  • Maintain a $10,000 minimum daily balance

Wells Fargo Business Online

Manage your business and personal accounts online. View balances, pay bills, sign up for alerts, transfer money, and more.

Manage your business and personal accounts from your mobile device. View balances, pay bills, transfer money, and more.