Auto loan calculator
Enter your loan type, amount, term, and credit rating to estimate your monthly payment.
Calculate car payments
Get rates as low as 3.12%
at Wells Fargo. Apply now
Or contact a specialist at 1-877-246-1015 for help.
*Private party loans must be closed in person at a Wells Fargo branch. Find a location near you.
Customers who qualified for our lowest APRs have an excellent credit history and a loan amount that’s greater than $22,000 and less than 85% of the car’s value. The APR includes a relationship discount of 0.25%.
Customers may refinance with a longer term which decreases their monthly payment, but may increase the total interest paid over the life of the new loan. In some cases customers may also benefit from a lower interest rate.
To qualify for a customer relationship discount, you must maintain a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. Only one relationship discount may be applied per application. Auto loans obtained from a dealership (where the dealer is the lender) do not qualify for the relationship discount. To learn which accounts qualify for the discount, please consult a Wells Fargo banker. If automatic payments are not selected, or are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase.
5% of approved applicants qualified for this rate based on data from 07/01/2016 – 09/30/2016. Your actual APR will depend upon your credit transaction, your credit history and will be determined when a credit decision is made. Rates as of 11/03/2016 are subject to change without notice. Wells Fargo reserves the right to change rates, terms and fees anytime. Auto loans are not available in Louisiana. For questions, please contact us at 877-590-7776.
- Not insured by the FDIC or any federal government agency.
- Not a deposit of or guaranteed by any bank.
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.