Auto Loan Payment Options | Wells Fargo

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Auto Loan Payment Options

Man on mobile device

Choose the most convenient way to make an auto loan payment

Make your auto loan payments online, by phone, mail, or in-person

You have many options for making payments.

Pay online

Sign on and select your auto loan from Account Summary. You can make a payment immediately or schedule a payment up to 30 days in advance. Not enrolled in Wells Fargo Online®? Enroll now.

Set up automatic payments

You decide which savings or checking account you would like the money to come from each month. There is no charge for enrollment, and you can easily change or cancel the automatic payments online.

To set up automatic payments, sign on, select your auto loan from Account Summary, and then select Enroll in Auto Pay. You can also download the automatic loan payments authorization (PDF), complete the form, and return by mail or fax.

Pay by phone

To make a payment by phone, call 1-800-289-8004. Automated payment service is available 24 hours a day, 7 days a week. To reach a representative, call Monday – Friday, 7 am – 9 pm, or Saturday, from 7 am – 5:30 pm, Central Time.

Pay by mail

Include the payment coupon from your statement and write the account number on the check or money order. Do not send cash. Send checks or money orders to the following address:

Wells Fargo Auto
PO Box 17900
Denver, CO 80217-0900

Pay in person

Visit any Wells Fargo branch to make an auto loan payment in person.

Other ways to pay

  • MoneyGram® – Include your 10-digit Wells Fargo Auto account number and Receive Code 1812. Please note: third-party fees may apply. 
  • Western Union® – Include your 10-digit Wells Fargo Auto account number, Western Union City Code CATX, and State Code TX. Please note: third-party fees may apply.

Additional principal payments

When you pay more than the total amount due, on or before the due date, the additional amount will pay down your principal balance and will be applied to your next payment due. Once the account is paid ahead three months, additional funds go toward principal only.

If you'd like to have additional funds applied to principal only, here are three ways to pay:

  • Automatic paymentsSign on and select your auto loan from Account Summary. Select Enroll in Auto Pay, and include the additional amount to be applied to principal.
  • Mail – Note the additional principal amount using the payment coupon attached to your statement.
  • Branch – Ask a Wells Fargo team member to apply the additional payment amount to the principal balance.

Note: Principal-only payments won’t change the amount of your next payment or the due date. If you have incurred any late fees, the principal payment will be applied after any past due amounts and charges.

If you have other questions, please see our auto loan FAQs.

If your auto loan was funded through a Wells Fargo branch and you have additional questions, please call us at 1-800-559-3557 Monday – Friday, 8 am – 6 pm local time.

Pay online

Sign on to your account to make a payment. Not enrolled in Wells Fargo Online®? Enroll now.

Set up automatic payments

You decide which savings or checking account you would like the money to come from each month. There is no charge for enrollment, and you can easily change or cancel the automatic payments online.

To set up automatic payments, sign on, select your auto loan and then select the Automatic Payments link. You can also download the automatic payment form (PDF), complete the form, and return by mail.

Pay by phone

To make a payment by phone, call us at 1-800-559-3557. Automated payment service is available 24 hours a day, 7 days a week.

Pay by mail

Include the payment coupon from your statement and write the account number on the check or money order. Do not send cash. Send checks or money orders to the following address:

Wells Fargo Auto
PO Box 51168
Los Angeles, CA 90051-5468

Pay in person

Visit any Wells Fargo branch to make an auto loan payment in person.

Other ways to pay

  • Pay by MoneyGram® – Include your 17-digit Wells Fargo Auto account number and Receive Code 2459. The company name is Wells Fargo Auto. Please note: third-party fees may apply.
  • Pay by Western Union® – Include your 17-digit Wells Fargo Auto account number, Western Union City Code WF Auto Finance, and State Code PA. Please note: third-party fees may apply.

Additional principal payments

When you pay more than the total amount due, on or before the due date, the additional amount will pay down your principal balance and will be applied to your next payment due. Once the account is paid ahead three months, additional funds go toward principal only.

If you’d like to have additional funds applied to principal only, here are four ways to pay:

  • OnlineSign on to your account to make a payment, and select the principal payment option.
  • Automatic paymentsSign on and select your auto loan. Select the Automatic Payments link, and include the additional amount to be applied to principal.
  • Mail – Note the additional principal amount using the payment coupon attached to your statement.
  • Branch – Ask a Wells Fargo team member to apply the additional payment amount to the principal balance.

Note: Principal-only payments won’t change the amount of your next payment or the due date. If you have incurred any late fees, the principal payment will be applied after any past due amounts and charges.

If you have other questions, please see our auto loan FAQs.