Getting Started with Zelle | Wells Fargo

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Getting Started with Zelle®

Pay and get paid with Zelle

We'll guide you from setup to payments

Follow these easy steps

Use your eligible Wells Fargo checking or savings account.

View our guided demo to see how to:

Enroll and send money

Enroll to receive and request money

Register with Zelle

Registering your eligible U.S.-based checking or savings account is quick and convenient. You can do it right in Wells Fargo Online® or the Wells Fargo Mobile® app.

  1. Sign on and select Transfer & Pay.
  2. Go to Send Money with Zelle® and view the Welcome note.
  3. Read and accept the Zelle® Transfer Service Addendum.
  4. Register an email address or U.S. mobile number, and select the account where you want money to be deposited.

You're ready to use Zelle.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Add contacts to Zelle

Easily add your payment contacts using Wells Fargo Online or the Wells Fargo Mobile app.

  1. Sign on and select Transfer & Pay.
  2. From the Zelle screen, select the address book icon, and select the " + " icon to add a recipient.
  3. From the Add Recipient screen, enter your recipient’s email address or U.S. mobile number. Or, go to the Account tab and enter their Wells Fargo account number. Then enter their first and last name.
  4. Select Save and your contact will be added to your Zelle recipient list.

Send Money with Zelle®

Sending money is fast and convenient. It’s already part of your Wells Fargo Online account.

  1. Sign on and select Transfer & Pay.
  2. Go to Send Money with Zelle®.
  3. Select a recipient from your list or add a new recipient. Then choose a From Account, and enter the amount.
  4. Select Review and confirm that the email address or trusted U.S mobile number and name are correct.
  5. Select Send.

Note: Your recipient might get a one-time verification code for each email address or U.S. mobile number added. If so, they'll need to enter it in the verification code field.

Receive money with Zelle

To receive money, you’ll need to register your own email address or U.S. mobile number and choose an eligible Wells Fargo savings or checking account where you want the money deposited.

  1. Sign on and select Transfer & Pay.
  2. From the Zelle screen, select Receive Settings or Settings.
  3. From the Settings screen, choose the U.S.-based account where you want money to be deposited, then select Register beside the email address or U.S. mobile number you want to use, or both.
  4. Let the sender know you accept payment with Zelle. They'll need your U.S. mobile phone number or email address to send.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Request money with Zelle using your smartphone

Requesting money using a smartphone through the Wells Fargo Mobile app or Wells Fargo Online is fast and convenient. Note: Make sure your email address or U.S. mobile phone number is registered with Zelle through your Wells Fargo Online account.

  1. Sign on and select Transfer & Pay.
  2. Under Transfer & Pay, choose Send Money with Zelle®, then select Request.
  3. Select from your list of recipients or " + " to add a new one.
  4. Enter the amount you're requesting, double-check it to make sure it’s correct, then select Send.

Additional questions about requesting money? Find detailed answers in our Zelle FAQs.

Support urgent humanitarian needs

Donating money to the American Red Cross with Zelle is quick and easy. 100% of your donation goes directly to them.

Find out how to donate with Zelle

Still have questions?