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Getting Started with Zelle®

Send and receive money with Zelle®

We'll guide you from setup to payments

Follow these easy steps

Use your eligible Wells Fargo checking or savings account.

Explore a tour to see how to:

Enroll and send money

Enroll to receive and request money

Enroll with Zelle®

Enrolling your eligible U.S.-based checking or savings account is quick and convenient. You can do it right in Wells Fargo Online® or the Wells Fargo Mobile® app.

  1. Sign on and select Transfer & Pay.
  2. Go to Send Money with Zelle® and view the Welcome note.
  3. Read and accept the Zelle® Transfer Service Addendum. Effective September 24, 2021: Revised Zelle® Transfer Service Addendum.
  4. Enroll an email address or U.S. mobile number, and select the account where you want money to be deposited.

You're ready to use Zelle®.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Add contacts to Zelle®

Easily add your payment contacts using Wells Fargo Online or the Wells Fargo Mobile app.

  1. Sign on and select Transfer & Pay.
  2. From the Zelle® screen, select the address book icon, and select the " + " icon to add a recipient.
  3. From the Add Recipient screen, enter your recipient’s email address or U.S. mobile number. Then enter their first and last name.
  4. Select Save and your contact will be added to your Zelle® recipient list.

Send Money with Zelle®

Sending money is fast and convenient. It’s already part of your Wells Fargo Mobile app.

  1. Sign on and select Transfer & Pay.
  2. Go to Send Money with Zelle®.
  3. Select a recipient from your list or add a new recipient. Then choose a From Account, and enter the amount.
  4. Select Review and confirm that the email address or trusted U.S mobile number and name are correct.
  5. Select Send.

Receive money with Zelle®

To receive money, you’ll need to enroll your own email address or U.S. mobile number and choose an eligible Wells Fargo savings or checking account where you want the money deposited.

  1. Sign on and select Transfer & Pay.
  2. From the Zelle® screen, select Receive Settings or Settings.
  3. From the Settings screen, choose the U.S.-based account where you want money to be deposited, then select Register beside the email address or U.S. mobile number you want to use, or both.
  4. Let the sender know you accept payment with Zelle®. They'll need your U.S. mobile phone number or email address to send.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Request money with Zelle® using your smartphone

Requesting money using a smartphone through the Wells Fargo Mobile app is fast and convenient. Note: Make sure your email address or U.S. mobile phone number is enrolled with Zelle® through your Wells Fargo Online account.

  1. Sign on and tap Zelle® in the bottom bar.
  2. Then select Request.
  3. Select from your list of recipients or " + " to add a new one.
  4. Enter the amount you're requesting, double-check it to make sure it’s correct, then select Send.

Additional questions about requesting money? Find detailed answers in our Zelle® FAQs.

Support urgent humanitarian needs

Donating money to the American Red Cross with Zelle® is quick and easy. 100% of your donation goes directly to them.

Find out how to donate with Zelle®

Still have questions?

Call Us

1-800-956-4442

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