Homebuyer Access Grant

Give your legacy room to grow

A $10,000 home down payment grant may get you closer

Home may be closer than you think

If you’re thinking of buying a home, the $10,000 Homebuyer AccessSM grant may help with your down payment.

  • No repayment is required on the grant money
  • May be combined with other select programs
  • Location requirements and income limits apply
After you’ve found a home to purchase, and your offer has been accepted, you’ll need to apply and be approved for a Wells Fargo fixed-rate conventional loan; you don’t have to apply for the grant separately.



Where you live and where you want to live can determine your grant eligibility 

  1. You currently live in one of the eligible areas and are looking to buy a home elsewhere. 
  2. Or, you are looking to buy a home within one of the eligible areas. 
You’ll also need to meet income requirements for the county you’re buying in. Contact me to get more information about location and income requirements.


Available in eligible areas in the following markets and surrounding communities

  • Anaheim, California 
  • Los Angeles, California 
  • Oxnard, California 
  • Salinas, California
  • San Diego, California
  • Denver, Colorado 
  • Washington D.C. 
  • Atlanta, Georgia 
  • Baltimore, Maryland 
  • Minneapolis / St. Paul, Minnesota
  • Kansas City, Missouri 
  • Omaha, Nebraska 
  • New Jersey 
  • Buffalo, New York 
  • New York, New York
  • Charlotte, North Carolina 
  • Oklahoma City, Oklahoma 
  • Philadelphia, Pennsylvania 
  • Pittsburgh, Pennsylvania
  • Memphis, Tennessee 
  • Dallas, Texas


Get in touch today

We can help you determine whether this grant is right for you, review the requirements, and explore additional programs that may help you move your homebuying goals within reach.

Still have questions?

Michael Rugh

Michael Rugh

Private Mortgage Banking
412-258-0188
NMLSR ID 404806

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