| Features
|
Full Service Brokerage IRA
View Details |
Intuitive InvestorSM IRA
View Details |
WellsTrade® IRA
View Details |
|---|---|---|---|
| Ability to work with a Financial Advisor who will develop a personalized investment strategy based on your goals.
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A diversified portfolio by combining tech-powered investing with professional guidance and proactive account monitoring
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An online brokerage account for managing your own investments, including making low-cost trades
|
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| Account monitoring and rebalancing
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Yes
|
Yes
|
|
| Access to either full-service investment advice or to guidance
|
Yes
|
Yes
|
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| Access to no-load mutual funds including target date funds
|
Yes
|
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| A variety of investment options (such as stocks, bonds, mutual funds, ETFs)
|
Yes
|
Yes
|
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| Minimum opening deposit
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$10,000
|
$10,000
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$0
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| Account fee
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$100 or $150 per household with ways to waive
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All account advisory services included in your 0.50% annual advisory fee (PDF)
|
$30 with ways to waive
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| Get started
|
1-877-493-4727
Open a Full Service Brokerage IRA |
Open an Intuitive Investor account
|
1-877-851-9607
Open a Wells Trade IRA |
Wells Fargo Bank N.A. offers the Destination® IRA , a savings account or CD (time account) that you can manage yourself. View rates .
Destination IRA
- Is FDIC-insured
- Gives ability to start saving with small contributions each month
- Offers a minimum opening deposit of $100 for savings account and $1,000 for CDs
- $0 monthly service fee
Please keep in mind that rolling over assets to an IRA is just one of multiple options for your retirement plan. Each of the following options is different and has advantages and disadvantages and the one that is best depends on your individual circumstances.
- Roll assets to an IRA
- Leave assets in your former employer’s plan, if plan allows
- Move assets to your new/existing employer’s plan, if plan allows
- Take your money out and pay the associated taxes
When considering rolling over assets from a QRP to an IRA, factors that should be considered and compared between the employer plan and the IRA include fees and expenses, services offered, investment options, when penalty-free distributions are available, treatment of employer stock, when required minimum distributions begin and some protection of assets or limited protection and some exceptions apply. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets.
Call us 1-877-493-4727
