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Select Your Rollover Account

Destination® IRA
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WellsTrade® IRA
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Full Service Brokerage IRA
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A savings account or CD (Time Account) 

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An online brokerage account for managing your own investments, including making low-cost trades
The ability to work with a financial advisor who will develop a personalized investment strategy based on your goals
Account Type Wells Fargo Bank IRA Wells Fargo Brokerage IRA Wells Fargo Brokerage IRA
FDIC Insurance

Access to no-load mutual funds, including target date funds


Access to either full-service investment advice or guidance

Investment options (such as stocks, bonds, mutual funds, ETFs, or annuities)

Ability to view my rollover funds with my other Wells Fargo accounts
Minimum opening deposit
$100 for Savings Accounts
Account fee
$75 per household with ways to waive
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Open a Destination IRA

Open a WellsTrade IRA
Get Started with a Full Service Brokerage IRA

Please keep in mind that rolling over assets to an IRA is just one of multiple options for your retirement plan.  Each of the following options is different and may have distinct advantages and disadvantages.

  1. Roll assets to an IRA
  2. Leave assets in your former employer’s plan, if plan allows
  3. Move assets to your new/existing employer’s plan, if plan allows
  4. Cash out or take a lump sum distribution

When considering rolling over assets from an employer plan to an IRA, factors that should be considered and compared between the employer plan and the IRA include fees and expenses, services offered, investment options, when penalty free withdrawals are available, treatment of employer stock, when required minimum distributions begin and protection of assets from creditors and bankruptcy.  Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets.

How would you like to manage your IRA rollover? Request a Consultation

Call us 1-877-493-4727

Mutual fund investing involves risks, including the possible loss of principal. Consult a fund's prospectus for additional information on risks.


The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects funds depositors place in member banks and savings associations from individual bank failures. FDIC manages the Deposit Insurance Fund, created from the premiums member banks pay. The FDIC also encourages stability in the financial system by promoting sound banking practices. FDIC insurance is backed by the full faith and credit of the United States government. The FDIC standard deposit insurance amount per depositor per insured depository institution for each account ownership category is $250,000.


A mutual fund which does not have a sales charge when you buy or sell shares.  Other fees and expenses apply to an investment in no-load Investor Class shares and are described in a fund’s current prospectus.

Target date funds

A target date fund is a mutual fund which represents the approximate year you hope to retire and begin withdrawing assets. The funds are diversified across a range of asset classes and investment styles to seek to gradually reduce market risk as the target date approaches, and after it arrives, by decreasing stock exposure and increasing bond and cash exposure. The principal value is not guaranteed at any time, including at the target date.


Guidance means an investment professional is available to help you understand which types of investments may be suitable for your goals.