Compare IRA Rollover Account Options - Wells Fargo

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Select Your Rollover Account

Full Service Brokerage IRA  
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Intuitive Investor® IRA
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WellsTrade® IRA
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Ability to work with a Financial Advisor who will develop a personalized investment strategy based on your goals.
A simple, easy way to get investment advice and ongoing portfolio management through an online platform with advice from a financial advisor if and when you need it. With low-cost investing and automated portfolio rebalancing
An online brokerage account for managing your own investments, including making low-cost trades
Account monitoring and rebalancing

Access to Financial Advisors
In-person access to a dedicated Financial Advisor Phone access to a team of Financial Advisors
Access to no-load mutual funds including target date funds

A variety of investment options (such as stocks, bonds, mutual funds, ETFs)

Minimum opening deposit
Account fee
$125-$300 per household with ways to waive
All account advisory services included in your 0.35% annual advisory fee (PDF)
$30 with ways to waive
Get started
Open a Full Service Brokerage IRA
Open an Intuitive Investor account
Open a Wells Trade IRA

Wells Fargo Bank N.A. offers the Destination® IRA , a savings account or CD (time account) that you can manage yourself. View rates.

Destination IRA

  • Is FDIC-insured
  • Gives ability to start saving with small contributions each month
  • Offers a minimum opening deposit of $100 for savings account and $1,000 for CDs
  • $0 monthly service fee
Open a Destination IRA

Please keep in mind that rolling over assets to an IRA is just one option for your qualified employer sponsored retirement plan (QRP). Each of the following options is different and has advantages and disadvantages and the one that is best depends on your individual circumstances.

  1. Roll assets to an IRA
  2. Leave assets in your former employer’s QRP, if QRP allows
  3. Move assets to your new/existing employer’s QRP, if QRP allows
  4. Take your money out and pay the associated taxes 

When considering rolling over assets from a QRP to an IRA, factors that should be considered and compared between the QRP and the IRA include fees and expenses, services offered, investment options, when distributions are no longer subject to the 10% additional tax, treatment of employer stock, when required minimum distributions begin, and protection of assets from creditors and bankruptcy. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets.

How would you like to manage your IRA rollover? Request a Consultation

Call us 1-877-493-4727