Wells Fargo Destination^® IRA Rates: FDIC-Insured CDs and Savings Accounts

The interest rates and Annual Percentage Yields displayed here are for the Wells Fargo Bank locations in the California counties of Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano and Sonoma.

Current Deposit Rates for 07/04/2020 - 07/10/2020

Savings Accounts:

The Annual Percentage Yields (APY) shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Rates are variable and may change without notice after the account is opened.

Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Each tier described above reflects the current minimum daily collected balance required to obtain the applicable APY. When the rates offered within two or more consecutive tiers are the same, this disclosure shows those multiple tiers as a single tier. The specific individual tiers are described in the rate sheet for this account. A copy of the then-current rate sheet will be provided to you before you open your account or is available at any time upon request from a banker. Fees could reduce earnings on this account. The Wells Fargo Retirement High Yield Savings account and the Wells Fargo Way2Save Retirement account requires a $100 minimum opening deposit.

CD Accounts:

The Annual Percentage Yields (APY) shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Rates are fixed for the term of the CD.

Interest is compounded daily, paid monthly, and redeposited into the CD.

Penalties could reduce earnings on the account. The account requires a minimum opening deposit based on term and APY and is listed above.

CD rates are subject to change at any time and are not guaranteed until CD is opened.

Early withdrawal(s) may be subject to either the Regulation D Penalty or the Early Withdrawal Penalty. Some exceptions may apply.

The Regulation D Penalty is 7 days’ simple interest and applies to:

• Withdrawals made within 7 days of account opening including the opening day.
• Withdrawals made during the grace period, when additional deposits are made during the grace period and the withdrawal exceeds the amount of the matured CD balance.

Withdrawals made after the first 7 days of account opening are subject to the Early Withdrawal Penalty below:

• For terms less than three months (or less than 90 days), the penalty is one month's interest.
• For terms three months (or 90 days) through 12 months (or 365 days), the penalty is three months' interest.
• For terms over 12 months through 24 months, the penalty is six months' interest.
• For terms over 24 months, the penalty is 12 months' interest.

See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.

Wells Fargo Bank, N.A. Member FDIC.