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Choose the WellsTrade® IRA That Best Meets Your Needs

A WellsTrade account opened online comes with Brokerage Cash Services, which give you convenient money-movement options such as online money transfers between your Wells Fargo accounts and mobile check deposits using your smartphone. You can also visit the tellers at Wells Fargo branches and make deposits, which are processed through an associated limited-purpose Wells Fargo Bank account in your name.

Traditional IRA
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Roth IRA
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Contributions. Annual contributions to a Traditional IRA may be tax-deductible, and earnings grow tax-deferred until withdrawn.

Rollovers*. Traditional IRAs accept rollovers of pre-tax assets from qualified employer plans like 401(k), 403(b), or 457 plans.

Transfers. Traditional IRAs accept transfers of other Traditional IRA assets.


Contributions. Annual contributions to a Roth IRA are not tax-deductible, but earnings grow tax-deferred and may be tax-free when withdrawn.

Rollovers*. Roth IRAs accept rollovers of post-tax assets from qualified employer plans like Roth 401(k), Roth 403(b), or Roth 457 plans.

Transfers. Roth IRAs accept transfers of other Roth IRA assets.

Conversions. Assets can be converted from a Traditional IRA or a pre-tax qualified employer plan.

Open a Traditional IRA

Open a Roth IRA

*Please keep in mind that rolling over assets to an IRA is just one of multiple options for your retirement plan. Each option has different advantages, disadvantages, investment options, and fees and expenses which should be understood and carefully considered. Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. We recommend you consult with your current plan administrator before making any decisions regarding your retirement assets.