Choose the WellsTrade® IRA That Best Meets Your Needs

You can fund your WellsTrade Traditional or Roth Individual Retirement Account (IRA) through regular contributions, employer plan rollovers, or transfers from other IRAs.

Traditional IRA
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Roth IRA
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Contributions. Annual contributions to a Traditional IRA may be tax-deductible, and earnings grow tax-deferred until withdrawn.

Rollovers. Traditional IRAs accept rollovers of pre-tax assets from qualified employer plans like 401(k), 403(b), or 457 plans.

Transfers. Traditional IRAs accept transfers of other Traditional IRA assets.


Contributions. Annual contributions to a Roth IRA are not tax-deductible, but earnings grow tax-deferred and may be tax-free when withdrawn.

Rollovers. Roth IRAs accept rollovers of post-tax assets from qualified employer plans like Roth 401(k), Roth 403(b), or Roth 457 plans.

Transfers. Roth IRAs accept transfers of other Roth IRA assets.

Conversions. Assets can be converted from a Traditional IRA or a pre-tax qualified employer plan.

Open a Traditional IRA

Open a Roth IRA