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Credit 101

The basics of credit

Learn the 5 C’s of Credit

Learn what lenders look for when they review credit applications.

Getting a loan

Access your FICO® Credit Score

Available for eligible Wells Fargo customers

Learn more about FICO Score access

Know your debt-to-income (DTI) ratio

Learn how DTI is calculated, what it means, and why it matters.

Debt-to-Income Ratio