Franchise Finance

Wells Fargo’s Restaurant Finance group provides financing across the broad spectrum of the restaurant industry, including quick service, fast casual, casual dining, family dining, fine dining, and beverage/snack. We serve:

• Multi-unit restaurant operating companies – national and regional brands
• Franchisors – national and regional restaurant franchisors
• Franchisees of major national and regional brands
• Specialty restaurant real estate

Leader within the franchise restaurant industry

• Currently maintain more than 250 banking relationships with leading restaurant and convenience store companies across all industry segments
• $11+ billion in capital committed to the industry
• Wells Fargo has more than 65 dedicated professionals focused on the restaurant industry
• #1 ranking in the Restaurant League Tables every year since 2012

Wells Fargo Restaurant & Convenience Store Finance offers a comprehensive range of products and services tailored to support business needs and align with a company’s strategy and business lifecycle stage.

With the strength of a leading financial institution and deep sector expertise, Wells Fargo delivers capital solutions aligned with your business vision—so you can focus on growth, operational performance, and long-term success.

Wells Fargo’s Convenience Store Finance group provides capital solutions across the convenience store, gas station, and wholesale fuel sectors.

From acquiring new sites, refinancing existing portfolios, or funding development and modernization initiatives, our understanding of store-level economics, fuel margins, and industry trends allows us to execute everything from sole-bank facilities to large, complex syndicated transactions.

We specialize in working with:

• Multi-site convenience store operators, including branded and unbranded retail fuel models
• Fuel suppliers, including distributors, wholesalers, and jobbers

With more than 45 active banking relationships, $3.9+ billion in capital committed, and more than 25 years of sector experience, our dedicated specialty team partners with operators to support immediate and long-term strategies.

With the strength of a leading financial institution and deep sector expertise, Wells Fargo delivers capital solutions aligned with your business vision—so you can focus on growth, operational performance, and long-term success.

Hotel Franchise Finance (HFF) provides real estate–secured financing to experienced, multi-unit owners and operators of Marriott, Hilton, IHG, and Hyatt branded hotels. The platform focuses on full-service, select-service, and extended-stay assets across the upper-upscale, upscale, upper-midscale, and midscale chain scales. HFF currently supports 35+ sponsors with over $1.5 billion in commitments.

Wells Fargo's Hotel Franchise Finance group provides a host of customized solutions to address the needs of franchised hotels, including:

• Recourse & non-recourse balance sheet execution 
• Nationwide origination capabilities
• Acquisition financing
• Refinancing
• Renovation and construction take-out financing
• Fixed and floating rate term loans
• Interest rate risk management
• Access to a full range of commercial banking services

Beyond financing for strategic growth or acquisition, Wells Fargo also provide these services to assist with day-to-day hotel operations:

• Credit and debit card payment processing
• Deposits – checking and savings

Wells Fargo’s Fitness Finance group provides financing across the growing fitness industry, with a focus on membership-based, high-retention operators. We have supported leading platforms such as Planet Fitness and are continuing to build our presence in the space. In our first year, we have closed three fitness transactions and successfully led our first syndicated deal.