McDonald's Loan Program

Specialized lending for franchisees

McDonald’s franchise owners and operators have turned to Wells Fargo as a Preferred Lender since 2009 and are supported by a specialized McDonald’s relationship management team. We provide coverage across the McDonald’s franchise system, supporting existing franchisees, new registered applicants, and next generation applicants.

Our financing program can support new and existing restaurants, along with rebuilds, relocations, and co-investments. We offer competitive fixed and floating rate loans that can address a variety of needs and uses:

  • Restaurant acquisition
  • Furniture, fixtures, and equipment (FF&E) purchases
  • Eligible building and site-work costs for rebuilds and co-investment in new and relocated restaurants
  • Loans for McDonald’s purchase of additional property
  • Eligible leasehold improvements for reinvestment programs
  • Development lines of credit (DLOC)
  • Equipment lines of credit (ELOC)
  • Working capital lines of credit
  • Refinancing and loan consolidation
  • Treasury management solutions
  • Wealth management services

Loan Application

Access our McDonald's® Franchisee Financing Program loan application.

Download now (PDF) >

Reach out to get started

Richard Kabel

West and Midwest regions
richard.g.kabel@wellsfargo.com
760-710-1811

Jorge Ulloa

East and Texas regions
jorge.ulloa@wellsfargo.com
786-406-4833

McDonald's, the Golden Arches Logo, and the McDonald's Building Design are trademarks of McDonald's Corporation and its affiliates; used with permission.

McDonald's does not endorse or control this program, but permits Wells Fargo to make this offer available. McDonald's is not responsible or liable for any products or services offered by Wells Fargo.

Commercial Banking products and services are provided by Wells Fargo Bank, N.A. and its subsidiaries and affiliates. Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company, is not liable or responsible for obligations of its affiliates. Deposits held in non-U.S. branches are not FDIC insured. Products and services require credit approval.

Wells Fargo Bank, N.A. Member FDIC.

RO-5630521

LRC-0626