Business Platinum Savings Account

CA, 94105 Change Location

Make your money work harder

With higher interest rates for larger balances, your business savings goals are within reach

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A Wells Fargo Business Platinum Savings account is for established businesses looking to maximize available funds. You’ll also get:

  • Optional Overdraft Protection. Use your Platinum Savings account to protect your Wells Fargo business checking account from overdrafts
  • Secure online access. Manage your accounts with Wells Fargo Online® and Wells Fargo Mobile®
  • Convenience. Access 13,000 Wells Fargo ATMs and more than 6,000 Wells Fargo banking locations

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The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.

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Business Platinum Savings

Minimum Opening Deposit: $25

Balance Interest Rate APY
$0 - $24999 0.05% 0.05%
$25000 or more 0.06% 0.06%

Monthly service fee

Avoid the $15 monthly service fee when you maintain a $10,000 minimum daily balance each fee period

Monthly deposits

The following deposits are included at no charge:

  • First 20 deposited items 
  • First $5,000 cash deposited

Minimum opening deposit: $25

Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.

With this Business Platinum Savings account you get:

  • Higher interest rates for larger balances
  • Interest compounded daily and paid monthly
  • Check writing capability
  • ATM access with a business ATM card or business deposit card
  • FDIC insurance up to applicable limits
  • Unlimited telephone access to our National Business Banking Center 24 hours a day, 7 days a week

The potential of business savings

A dedicated savings account can help you manage your business better

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Payment Processing Accept Chip Cards

Protect your business and your customers, prevent fraud, and support contactless payments by adopting EMV chip-card technology

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