Business Platinum Savings Account

CA, 94105 Change Location

Make your money work harder

With higher interest rates for larger balances, your business savings goals are within reach

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A Wells Fargo Business Platinum Savings account is for established businesses looking to maximize available funds. You’ll also get:

  • Optional Overdraft Protection. Use your Platinum Savings account to protect your Wells Fargo business checking account from overdrafts
  • Secure online access. Manage your accounts with Wells Fargo Online® and Wells Fargo Mobile®
  • Convenience. Access 13,000 Wells Fargo ATMs and more than 6,000 Wells Fargo banking locations


Find out which savings account is right for your business. Compare savings accounts

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.

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Business Platinum Savings

Minimum Opening Deposit: $25

Balance Interest Rate APY
$0 - $24999 0.05% 0.05%
$25000 or more 0.06% 0.06%
The Bank may limit the amount you may deposit in this product to an aggregate of $5 million.

Monthly service fee

Avoid the $15 monthly service fee when you maintain a $10,000 minimum daily balance each fee period

Monthly deposits

The following deposits are included at no charge:

  • First 20 deposited items 
  • First $5,000 cash deposited

Minimum opening deposit: $25

Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.

With this Business Platinum Savings account you get:

  • Higher interest rates for larger balances
  • Interest compounded daily and paid monthly
  • Check writing capability
  • ATM access with a business ATM card or business deposit card
  • FDIC insurance up to applicable limits
  • Unlimited telephone access to our National Business Banking Center 24 hours a day, 7 days a week

The potential of business savings

A dedicated savings account can help you manage your business better

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Payment Processing Accept Chip Cards

Protect your business and your customers, prevent fraud, and support contactless payments by adopting EMV chip-card technology

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