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Payment Processing Options

You cover the business, we'll handle payments

Explore your options for accepting cards

Need help finding solutions for your business?

Answer a couple questions to find products that may meet your needs. Or scroll down to discover options on your own.


Online payments

Take payments right from your computer, tablet, or phone – no additional device needed.

E-commerce

Accept payments through your website’s shopping cart. No shopping cart? Add a Buy Now button to your website to make it convenient for your customers to pay.

View details and apply


Virtual terminal and digital invoicing

Enter customer card information into a virtual terminal using a web browser on your own device – no equipment or business website needed. Or send a digital invoice that allows customers to pay in just a few clicks.

View details and apply


Point-of-sale options

Accept payments at the counter, curbside, on the go, and more.

Clover® Go

$69 + tax

What fees apply?

Take payments from your own device using a pocket-sized card reader. Comes with a virtual terminal and access to apps to help you manage your business.

View details and apply


Clover Flex

$499 + tax

What fees apply?

Accept payments by tap, dip, or swipe using a feature-rich portable device with a receipt printer. Comes with a virtual terminal and access to apps to help you manage your business.

View details and apply


FD150 Terminal

$419 + tax

What fees apply?

A countertop terminal for in-person and keyed-in payments featuring a PIN pad, contactless reader, and printer.

View details and apply


Not seeing the options you’re looking for?

If you’d like to purchase multiple devices, have more than one location, or if you have more complex payment processing needs, please contact us so that we can assist you.

Call to get started: 1-866-609-3378.


Offer details: Offer valid only for new Wells Fargo Merchant Services (WFMS) small business accounts opened April 1, 2021 – December 31, 2021. Limit one offer per merchant location. Maximum reimbursable amount is $75 total on Covered Fees that are reimbursable. Covered Fees paid by the merchant will be reimbursed if the amount was incurred during the first four billing cycles after account open date. "Covered Fees" are limited to equipment purchases or rental fees, WFMS recurring monthly fees, wireless fees, setup fees, and processing fees and expressly exclude all third-party fees (including Clover® software or other fees), WFMS non-compliance fees (including ACH reject, chargeback and non-validation PCI compliance) and any other fees or fines not listed. Any reimbursed amount will appear as a credit on your Merchant Services statement on the following month’s statement after the fees are billed. You are responsible for any shipping and handling fees and any applicable taxes. Most Clover devices require a Clover software plan for an additional monthly fee per device. Clover charges a fee for this software that is subject to change. If you submit an application online and you want to purchase more than one piece of equipment when you open your account, or if you want to purchase equipment not offered through the online application, please call us at 1-855-274-3030 or contact your Merchant Services specialist to complete your application. Please contact us if you have any questions. If the total Covered Fees are less than $75, the remaining amount is forfeited. WFMS account must be in good standing at the time the offer is applied. Cannot be combined with any other WFMS offer. Offer subject to change at any time.

Monthly fee

The monthly service fee is a fixed fee that covers risk and fraud monitoring, 24/7 support, and dispute management. For an ecommerce gateway, the fees also include gateway access. Monthly fees are assessed per MID (merchant ID).

Transaction fees

We base card processing rates on your monthly transaction volume, so the more card payments you accept in a month, the lower your rates will be. And, the rates you pay can adjust from month-to-month based on your volume. Your rates will be based on your business type.

Clover software fees

Clover devices require a Clover software plan for an additional monthly fee per device. Clover charges a fee for this software and you will be billed directly from Clover. To enable your device to run on a cellular data plan, restrictions and additional fees apply and will be assessed by Clover through the Clover App Market.

You’ll have the chance to review your pricing and fees on the detail page and before your fee schedule.

Monthly fee

The monthly service fee is a fixed fee that covers risk and fraud monitoring, 24/7 support, and dispute management. For an ecommerce gateway, the fees also include gateway access. Monthly fees are assessed per MID (merchant ID).

Transaction fees

We base card processing rates on your monthly transaction volume, so the more card payments you accept in a month, the lower your rates will be. And, the rates you pay can adjust from month-to-month based on your volume. Your rates will be based on your business type.

You’ll have the chance to review your pricing and fees on the detail page and your fee schedule.

To apply online, your business must have:

If you don't meet this criteria, please call us at 1-866-609-3378 to discuss your options.