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Clover® Flex

Convenient, portable, and packed with powerful tools

Accept card payments in store, curbside, in the aisle, at the table, or online

Why Clover Flex?

  • Hand-held device that gives you flexibility to take a card payment almost anywhere
  • Accept credit, debit, contactless cards plus digital wallets such as Apple Pay®
  • Built-in printer lets you print receipts anywhere you make a sale
  • Customize your Clover Flex with hundreds of apps that you can add to manage inventory, payroll, reporting, and more
  • Help safeguard your customers’ card data with encryption and tokenization

Great for merchants who:

  • Need a portable solution for accepting card payments in person or via digital invoice
  • Require ability to print, scan and accept on-screen signatures
  • Need the ability to accept payments with or without an internet connection
  • Desire integration with register, restaurant, or other software
Apply now

One-time device purchase price

  • $675 + tax

Payment processing costs

Our straightforward small business pricing makes it easier to estimate your monthly processing costs. Custom (Interchange Plus) pricing is also available for select businesses; please call 1-866-609-3378 for more information.

Monthly service fee:

  • $9.95

Software fee:

  • Clover’s entry level Payments software for payment processing is included in the monthly service fee
  • Optional software upgrades are available through Clover for an additional monthly fee per device

Transaction fee:

  • Your cost per transaction doesn’t change based on the type of card your customer uses (Visa®, Mastercard®, American Express®, Discover®). Your rate is based on:
    • Business type – whether you accept most of your payments from consumers or from other businesses
    • Whether your customer’s card is physically present or not
    • Total monthly dollar volume of the card transactions you process
  • As your sales grow and you meet the minimum for a lower rate in any given month, your rate will be automatically adjusted for the month.
  • No application fees, no monthly minimums, and no early termination fees.

Please reference either the business to consumer table below (if you primarily serve consumers) or the business to business table below (if you primarily serve other businesses).

Business to consumer (B2C) transaction fees

B2C merchants include restaurants, retailers, health practitioners, and any businesses that accept most payments from consumers. 

Your cost per transaction, based on the total dollar amount of card purchases you process in a month:

Total monthly processing volume
Per tap, dip, swipe transaction
Per online or keyed-in transaction
$0 - $14,999.99
2.60% + $0.15
3.40% + $0.15
$15,000 - $39,999.99
2.40% + $0.15
3.20% + $0.15
$40,000 & up
2.20% + $0.15
3.10% + $0.15

Business to business (B2B) transaction fees

B2B merchants include distributors, medical/dental suppliers, industrial suppliers, and any businesses that accept most payments from other businesses. 

Your cost per transaction, based on the total dollar amount of card purchases you process in a month:

Total monthly processing volume
Per tap, dip, swipe transaction
Per online or keyed-in transaction
$0 - $14,999.99
2.60% + $0.20
3.99% + $0.20
$15,000 - $39,999.99
2.50% + $0.20
3.75% + $0.20
$40,000 & up
2.40% + $0.20
3.50% + $0.20


Built-in features

  • PIN pad
  • Onscreen signature pad
  • High-resolution 5.99" IPS HD Display
  • Wi-Fi and mobile data/LTE connectivity available
  • Receipt printer
  • Camera/barcode & QR code scanner
  • Fully PCI PTS compliant
  • Encrypted with TransArmor® technology
  • Device dimensions: 7.3"H x 3.2"W x 2.1"D


Software options

Clover devices come with Payments software for processing payments. You can upgrade your software to a plan with additional features and functions for an additional monthly fee per device. Healthcare businesses are only eligible for the Payments software. You will be asked to select a plan when you activate the device. Plans include:

  • Payments: Entry-level Clover software plan included as part of our monthly service fee 
  • Essentials: Includes the functionality of Payments, as well as basic inventory and order management. $14.95 per month for first device, $9.95 for each additional device 
  • Register: Includes the functionality of Essentials, plus enhanced inventory and order management capabilities. $49.95 per month for first device, $14.95 for each additional device 
  • Counter Service Restaurant: Full-featured point-of-sale (POS) software designed for counter and quick service restaurants. $54.95 per month for first device, $14.95 for each additional device 
  • Table Service Restaurant: Full-featured POS software tailored for table service restaurants. $84.95 per month for first device, $14.95 for each additional device

Clover App Market

Clover products can be customized to your business needs with hundreds of apps to manage inventory, payroll, employee scheduling, sales reporting, marketing, customer loyalty programs, and more.

Payment methods

  • Contactless payments/tap-to-pay
  • Chip cards 
  • Swipe cards 
  • Digital wallets (Apple Pay®, Google Pay™, Samsung Pay®)
  • PIN debit
  • Signature debit
  • Cash
  • Key card information into a web browser or send an e-invoice when a card is not present

Available add-on accessories

After your account is opened, enhance your device solution with select accessories by calling us at 1-800-451-5817.

Flex travel kit

Take your Flex with you in an easy to carry case for extra protection; comes with a power cord to charge in the car or at any 110V/220V AC outlet.

Other point-of-sale device options that may meet your needs

FD150 Terminal

For businesses that need a basic countertop terminal to accept card payments in person or by phone. 

View details and apply

Clover Go Device

Clover Go

Accept payments on the go using your phone or tablet, and send receipts via email or text. Comes with a virtual terminal.

View details and apply

Per online or keyed-in transaction

When customers are on the phone or on your website, a transaction is completed by keying in the card number in the device or online through an e-commerce gateway.

Per tap, dip, swipe transaction

When customers are at your location, they pay by swiping a card, dipping/inserting a chip card, or tapping/waving a contactless card or phone above the device. Contactless and mobile wallet payments include Apple Pay®.

Total monthly processing

Monthly processing volume is the total dollar amount of credit/debit card transactions you process in all of your merchant locations in a month including Visa, Mastercard, Discover, and American Express.

Monthly service fee includes:

Risk and fraud monitoring, reporting and analytics, 24/7 support, dispute management, and Clover’s entry level Payments software that allows you to take payments through a web browser, mobile app, or your Clover device. Monthly fees are assessed per MID (merchant ID). If you choose to add other equipment or options, additional fees may apply.

Interchange Plus is a pricing structure that passes interchange fees assessed by card issuers, and network and switch fees assessed by the card networks, directly to the merchant services customer (also known as a "merchant"). There are two primary components to interchange plus pricing:

  1. Interchange: This is the fee that's charged and set by card networks, like Visa and Mastercard, to process transactions. Payment processors, like Wells Fargo Merchant Services, do not control these rates; however, every merchant is required to pay them.
  2. Plus: This is the payment processor's charge per transaction on top of the interchange fee. This cost comes in the form of a percentage fee and/or a transaction cost.

Additional fees with Interchange Plus may apply, such as chargeback or monthly fees. We provide details about any additional fees on your monthly statement.