Clover® Gateway e-commerce
Simple, flexible online payment processing
Apply for a Merchant Services account and start with Clover Gateway today. Call 1-866-380-9828 or request a call.
Take payments — no hardware required
- One-time cost: $0
- Monthly merchant account fee: $9.95
- Software plans start at: $0
- Transaction fees below
Features
- Accept payments through a web browser, the mobile app, or your website
- Built-in fraud protection
- Email invoicing for payment requests
- Custom payment links — buttons, URLs, or QR codes
- Recurring payments & subscriptions
- Access sales reporting
Get paid as soon as the next business day when you deposit into a Wells Fargo business deposit account.
Software
Starter plan - $0 per month
Entry-level plan that enables your device to accept cards and digital wallet payments
- Supports up to three employees at a single location
- Basic employee management, monitoring, and reporting
- Enables card-not-present transactions via digital invoicing, recurring payments, and keyed-in entry
Optional access
- $11.95 per month for each additional device (except Clover Go)
- $19.95 per month for Clover App Market usage
Essentials plan - $29.95 per month
This is the standard setup plan for a point-of-sale (POS) solution
- All Starter plan features, plus unlimited employees and shift management
- Full access to the Clover App Market
- Offer discounts, gather customer feedback, and Accounting Sync
Optional access
- $11.95 per month for each additional device
Services Growth plan - $84.95 per month
Full-featured plan that builds on the Essentials plan, adding:
- Comprehensive appointment scheduling with customer online booking, and reminders
- Branded website builder with payment checkout services
- Add point-of-sale hardware anytime. The first device is included; each additional device costs $19.95 per month.
Fees
Monthly merchant account fee: $9.95 per month, per location
- 24/7 live support
- Reporting and analytics
- Advanced risk and fraud monitoring
- Tools to help you manage disputes
PCI Compliance Program fee: $10.00 per month, per merchant ID
- Access to a variety of web security tools
- $100,000 in breach insurance coverage
- A web portal and data repository for storing PCI-related information
$0 - $39,999.99
Per tap, dip, or swipe: 2.60% + $0.15
Per online or keyed in: 3.50% + $0.15
$40,000 - $79,999.99
Per tap, dip, or swipe: 2.50% + $0.15
Per online or keyed in: 3.40% + $0.15
$80,000 and up
Per tap, dip, or swipe: 2.40% + $0.15
Per online or keyed in: 3.30% + $0.15
Custom pricing is also available for select businesses.
Ready to get started?
Call 1-866-380-9828
Monday through Friday, 6 a.m. to 5 p.m. PST
FAQs
Per online or keyed-in transaction
When customers are on the phone or on your website, a transaction is completed by keying in the card number in the device or online through an e-commerce gateway.
Per tap, dip, swipe transaction
When customers are at your location, they pay by swiping a card, dipping or inserting a chip card, or tapping or waving a contactless card or phone above the device. This includes PIN debit transactions.
Total monthly processing
Monthly processing volume is the total dollar amount of the credit and debit card transactions you process in all of your merchant locations in a month including Visa, Mastercard, Discover, and American Express. Monthly processing volume includes PIN debit transactions.
PCI Compliance Program
The PCI Compliance Program fee supports your adherence to the Payment Card Industry Data Security Standards (PCI DSS) required by card networks.
Monthly merchant account fee:
Monthly fees are assessed per MID (merchant ID). If you choose to add other equipment or options, additional fees may apply.
How was your experience? Give us feedback.
Clover software plans vary by solution and are billed directly to the merchant by Clover. Each Clover account supports only one software plan across all devices. Additional hardware or accessories may incur separate fees. Clover software, including applications and third-party offerings available through Clover or the Clover App Market, are subject to the respective developer's terms, and may include additional fees. All fees are subject to change. Existing merchants can view their current software plan and pricing through the Clover dashboard.
Clover solutions are offered by Wells Fargo Bank, N.A., which does not provide, and is not responsible for, third-party software or applications, including those offered by Clover.
There is no early termination fee or long-term commitment for card processing services.
We have options for other e-commerce or non-Wells Fargo solutions. Account fees for these solutions vary. Please reach out to a Merchant Services consultant for more details.
PCI non-compliance fees apply. This fee amount applies for Level 3 and Level 4 merchants with 1-25 MIDs only. If you have more than 25 MIDs, contact your Merchant Services consultant for more details on this fee.
If you accept payments using equipment or a gateway that you did not receive from Wells Fargo, the online or keyed rates and fees may apply to tap, dip, and swipe transactions.
Merchant Services are provided by Wells Fargo Bank, N.A.
When you use a Wells Fargo Bank deposit account for settlement or other Merchant Services purposes, you must use a Wells Fargo Bank business or commercial deposit account. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Merchant Services are subject to application, credit review of the business and its owners, and approval.
The Clover name and logo are registered trademarks owned by Clover Network, LLC, and are registered or used in the U.S. or many foreign countries.
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