Sign On 
The way to send money when faster is better
Around the globe
With Wells Fargo Digital Wires you can send money to both personal and business accounts in the U.S. and 200+ countries. Wells Fargo charges a $25 fee for digital wires and a $40 fee for branch wires. Other fees may apply. Fees may be waived if funded from an eligible Wells Fargo account type.
When timing is key
Domestic digital wires are typically sent the same business day if they are submitted by 3:00 pm Pacific Time. Otherwise, they will be sent the next business day. For international wires, depending on your recipient's country, delivery times may vary.
Convenience matters
With digital wires, you can:
- Add a recipient once – we’ll save the details for next time
- Set your language preference to Spanish
When currency counts
Send a wire:
- In Foreign Currencies
- In U.S. dollars
How to set up and send digital wires
- Sign on to Wells Fargo Online.
- Select Wire Money in the Transfer & Pay menu.
- Add recipient details.
- Send the wire (You must have a valid U.S. Mobile number or secure ID device to wire money).
Frequently asked questions
How do I send a digital wire?
- Sign on to Wells Fargo Online®, go to Transfer & Pay, and select Wire Money to get started.
- Add your recipient, select funding account and amount (along with any additional details required for certain countries).
- Review and send your payment.
You must have a current residence in the United States to send a Digital Wire. Customers living in U.S. territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands) or other countries can’t send wires online.
How much money can I send and receive with Wells Fargo Digital Wires?
For your security, we limit the amount of money you can wire digitally. The amount you can send will vary based on your account and banking history, your recipient, and the transaction history of each recipient. We may adjust these limits at any time.
Your daily limit is the maximum you can send in a calendar day based on previous transactions and the recipient. Your rolling 30-day limit is the maximum you can send over a period of time going back 30 days.
To send a wire over your limit, visit a Wells Fargo branch.
Receiving limits
We don’t limit how much money you can receive with wires. However, the sender may be subject to limits on how much they can send you, based on the policies of their bank or credit union.
What information do I need to wire money through Wells Fargo?
To send a wire, you will need:
- Your recipient's name and address
- The name of your recipient’s bank
- A valid U.S. mobile number or RSA SecurID® device
To send a domestic wire, you will also need:
- The routing (ABA/RTN) number for your recipient’s bank. If you don't know it, we'll help you find it on the Recipient's bank info screen.
- Your recipient’s account number
To send an international wire, you will also need:
- The SWIFT/BIC for your recipient’s bank. A SWIFT code or Bank Identification Code (BIC) identifies the bank that will receive your wire transfer. If you don’t know it, we'll help you find it on the Recipient's bank info screen.
- Your recipient’s International Bank Account Number (IBAN). An IBAN identifies specific bank accounts at international banks. Depending on the country, we may ask you to provide an IBAN when you send an international wire transfer. If you don't know it, we'll help you find it on the Recipient's bank info screen.
Certain countries require additional codes as follows:
- Australia: Australian Branch Code (BSB)
- Canada: Canadian Payment Routing Number
- Great Britain: U.K. Sort Code
- India: IFSC Code
- Mexico: CLABE
- New Zealand, Cook Islands, Niue, Pitcairn and Tokelau: New Zealand Clearing Code
- Some countries also require you to provide a purpose of payment
