Ways to Send Money

Enrollment with Zelle^® through Wells Fargo Online^® or Wells Fargo Business Online^® is required. Terms and conditions apply. To send or receive money with Zelle^®, both parties must have an eligible checking or savings account enrolled with Zelle^® through their bank. Transactions between enrolled users typically occur in minutes. For your protection, Zelle^® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle^® offers purchase protection for payments made with Zelle^® - for example, if you do not receive the item you paid for or the item is not as described or as you expected. Payment requests must be sent to enrolled Zelle^® users. For more information, view the Zelle^® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier’s message and data rates may apply. Account fees (e.g., monthly service, overdraft, Business Account Analysis fees) may apply to Wells Fargo account(s) with which you use Zelle^®.

Enrollment in Digital Wires is subject to eligibility requirements, and terms and conditions apply. Applicable outgoing or incoming wire transfer service fees apply, unless waived by the terms of your account. Your mobile carrier's message and data rates may apply. For more information, see the Wells Fargo Online Access Agreement and your applicable account fee disclosures for other terms, conditions, and limitations.

In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used is set by Wells Fargo, includes a markup and may be different than exchange rates you see elsewhere. For additional information related to Wires and foreign currency wires, please see the Online Access Agreement or applicable service documentation.

ExpressSend Mobile international transfers are only available on the Wells Fargo Mobile app.

Not all delivery methods (transfer to account or cash pick-up) are available at all receiving locations. The credit to account or the cash pick-up delivery methods for international transfers may not be available at all receiving locations. When transferring money to an account, we will need the recipient’s qualifying deposit account number at the receiving location. When transferring money for cash pickup, the recipient’s name provided by the sender must exactly match the recipient’s name on their government issued identification.

Any cash pick-up transfer not picked up by the recipient within 15 days for Bancolombia, Banco Davivienda, and Grupo Éxito, and within 30 days for all other receiving locations, will be canceled without notice. Unclaimed funds will be credited back to the sender’s funding account. If the funding account has been closed, a check will be sent to the sender’s most recent address on file.