Wells Fargo customers can access Wells Fargo Online and Wells Fargo Business Online for free. However, some online services have additional fees. These fees will be automatically deducted from your account and will appear on your account statement.
Alerts
Description
Sign up to receive account balance and transaction notifications to your email or mobile device.
Wells Fargo Fee
None
Additional Information
Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
ATM Access Code
Description
Use the Wells Fargo Mobile® app to request an ATM Access Code to access your accounts without your card at any Wells Fargo ATM.
Wells Fargo Fee
None
Additional Information
ATM Access Codes are available for use at all Wells Fargo ATMs for Wells Fargo Debit, ATM, and EasyPay cards using the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a card for entry.
Bank-to-Bank Transfers (Consumer and Business)
Description
Bank-to-bank transfers are the inter-FI transfers for Me-to-Me transactions (you transferring money between your accounts that you own). There are no fees for using bank-to-bank transfers. We did have a fee on these transactions in the past, but we no longer charge for them.
Transactions to other people (e.g. Wires, Zelle®, Bill Pay) are covered under other service descriptions.
Wells Fargo Fee
None
Bill Pay (Business)
Description
Pay your bills and invoices online from your business or personal accounts.
Wells Fargo Fee
None
Additional Information
Business Bill Pay is free of monthly service fees. Charges may apply for Wells Fargo Same Day Payments ServiceSM. Please refer to the Online Access Agreement for fees associated with our online services. Account fees (e.g. monthly service, overdraft) may apply to the Funding Account. For more information on the account fees, please refer to the account agreement you received when you opened your account.
Bill Pay (Consumer)
Description
Pay your bills online.
Wells Fargo Fee
None
Additional Information
Bill Pay is free of monthly service fees. Charges may apply for Wells Fargo Same Day Payments ServiceSM. Please refer to the Online Access Agreement for fees associated with our online services. Account fees (e.g. monthly service, overdraft) may apply to the Funding Account. For more information on the account fees, please refer to the account agreement you received when you opened your account.
Cashier's Checks
Description
Order a cashier’s check online or in-person at any Wells Fargo banking location.
Wells Fargo Fee
$10 each
Additional Information
For online orders of cashier’s checks within the U.S., there will be an $8 delivery charge. Fees may vary based on the type of account you have as some accounts offer fee waivers for some services. For a complete list of services, fees, and fee waivers that are available with your account, please refer to your Consumer or Business Fee and Information Schedule, as applicable.
Check Copies (U.S. Mail)
Check Images (Online)
Description
View images of checks you've written online.
Wells Fargo Fee
None
Additional Information
Check images are immediately available for up to 90 days after they post to your account. Images of checks that cleared more than 90 days ago can be requested free of charge, and are usually accessible electronically within 24 hours.
If your check is not available to view online, you may request a paper copy via U.S. Mail. Fees may apply.
Check Order
Description
Order checks for your eligible accounts.
Wells Fargo Fee
Varies depending on type of account and checks ordered.
Deposit Ticket Copy
Digital Wallet
Description
Add your Wells Fargo Debit or Credit Card to your digital wallet to pay at millions of businesses around the world — in stores, online, and in apps.
Wells Fargo Fee
None
Additional Information
Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Digital Wallet Access to Wells Fargo ATMs
Description
Use your Wells Fargo Debit or EasyPay Card in your digital wallet to access your account at Wells Fargo ATMs that display the contactless symbol.
Wells Fargo Fee
None
Additional Information
Digital wallet access is available at Wells Fargo ATMs displaying the contactless symbol for Wells Fargo Debit and EasyPay Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a card for entry.
Direct Pay
Description
Make next-day payments to vendors and employees.
Wells Fargo Fee
$10.00 per month
Additional Information
There is no per-payment charge for payments made to Wells Fargo personal bank accounts. Payments to non-Wells Fargo personal bank accounts are $0.50 per payment. All payments made to business bank accounts are $3.00.
eBills
Description
Receive online versions of your paper bills through Wells Fargo Bill Pay.
Wells Fargo Fee
None
ExpressSend®
Description
With ExpressSend, you can send money to Mexico and 12 other countries throughout Latin America and Asia.
Wells Fargo Fee
ExpressSend transfer fees vary periodically, and are subject to change at any time. Specific fees will be disclosed at the time you start a transaction.
Additional Information
For the ExpressSend transfer fees currently in effect, talk to a Banker or refer to the ExpressSend Remittance Cost Estimator online. In addition to the transfer fee, Wells Fargo makes money if converting U.S. Dollars to a foreign currency.
Loan Payment History
Description
Obtain a copy of your loan payment activity.
Wells Fargo Fee
Refer to your lending account Terms & Conditions for options.
Mobile Deposit
Description
Deposit a check directly into your eligible checking or savings account using the Wells Fargo Mobile app.
Wells Fargo Fee
None
Additional Information
Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
My Money Map (My Spending Report, Budget Watch, My Savings Plan®)
Description
Use My Spending Report, Budget Watch, and My Savings Plan to track your spending, budget, and savings — all in one place.
Wells Fargo Fee
None
QuickBooks® Online Banking (Business)
Description
Access your online banking balances and transactions directly through your QuickBooks software. You can also use the software to pay bills and make transfers.
Wells Fargo Fee
- QuickBooks Access Only – $14.95 per month.
- QuickBooks Access with Bill Pay – $24.95 per month.
Additional Information
To subscribe to this service, you must have an eligible Wells Fargo checking account and a username and password to access Wells Fargo Online®.
Important note for Quicken and QuickBooks users: The monthly service fee to access Wells Fargo Online through Quicken and QuickBooks is not prorated. If you choose to cancel your service mid-cycle, a charge for the entire month will be assessed.
Quicken® Online Banking (Business)
Description
Access your online banking balances and transactions directly through your Quicken software. You can also use the software to pay bills and make transfers.
Wells Fargo Fee
- Business Quicken Access Only – $9.95 per month.
- Business Quicken Access with Bill Pay – $14.95 per month.
Additional Information
To subscribe to this service, you must have an eligible Wells Fargo checking account and a username and password to access Wells Fargo Online®.
Important note for Quicken and QuickBooks users: The monthly service fee to access Wells Fargo Online through Quicken and QuickBooks is not prorated. If you choose to cancel your service mid-cycle, a charge for the entire month will be assessed.
Quicken Online Banking (Consumer)
Description
Access your online banking balances and transactions directly through your Quicken software. You can also use the software to pay bills and make transfers.
Wells Fargo Fee
- Personal Quicken Access Only – $3.00 per month.
- Personal Quicken Access with Bill Pay – $9.95 per month.
Additional Information
To subscribe to this service, you must have an eligible Wells Fargo checking account and a username and password to access Wells Fargo Online®.
Important note for Quicken and QuickBooks users: The monthly service fee to access Wells Fargo Online through Quicken and QuickBooks is not prorated. If you choose to cancel your service mid-cycle, a charge for the entire month will be assessed.
Returned Item & Deposit Details — Business Accounts
Description
View details and images (if available) of returned and deposited items for at least thirty days after they post to your business account.
Wells Fargo Fee
None
Statements (Copies)
Statements (Online)
Description
View your account statements online, and stop delivery of your statements by U.S. Mail.
Wells Fargo Fee
None
Additional Information
Online Statements require Acrobat® Adobe® PDF reader. The length of time Online Statements are available to view and download varies depending on the product: up to 2 years for credit cards, student loans, home equity lines of credit, and personal loans and lines of credit; and up to 7 years for deposit accounts, home mortgage accounts, and trust and managed investment accounts. The length of time the specific product statements are available online can be found in Wells Fargo Online in Statements & Documents. Your mobile carrier’s message and data rates may apply.
Stop Payment
Description
Request a stop payment online or by phone for a paper item (check) or pre-authorized ACH (Automated Clearing House) item. You will need to provide the following:
Paper item – payee name, account number, check number or range of check numbers, check date and check amount.
ACH item - company name, account number, ACH merchant ID and/or company ID and amount of item.
Wells Fargo Fee
$31 each item
Additional Information
Fees may vary based on the type of account you have as some accounts offer fee waivers for some services. For a complete list of services, fees, and fee waivers that are available with your account, please refer to your Consumer or Business Fee and Information Schedule, as applicable.
Tax Documents (Online)
Description
View copies of your tax documents online.
Wells Fargo Fee
None
Wells Fargo Same Day Payments ServiceSM
Description
Make a same day Bill Pay payment.
Wells Fargo Fee
Personal and Business
The fee for a same day payment (which is also displayed on the screen when you select the same day payment option) is $14.95 per payment for a same day credit payment such as a credit card payment, mortgage payment, or auto loan payment to non-Wells Fargo accounts, and $7.95 per payment for other same day payments.
Wires through Wells Fargo Online (Consumer & Business)
Description
Send domestic and international wire transfers.
Wells Fargo Fee
Wire Money fees are disclosed at the time you input a wire transfer. Refer to your Consumer or Business Fee and Information Schedule, as applicable.
Additional Information
Certain Private Bank Online Banking wire transfer fees are waived if a wire is funded from eligible accounts. If you are eligible for fee waivers and lose your eligibility, fees will be assessed, when applicable, to any transactions that are processed on or after the date you lose your eligibility.
Wires funded by Team MemberSM Checking have their fees waived.
Zelle®
Description
Send and receive money with Zelle. Zelle is a convenient way to move money within minutes between friends, family, and other people you know and trust. All you need is your recipient’s email address or mobile number. On your mobile phone, you can request money too.
Wells Fargo Fee
There is no fee to use Zelle through Wells Fargo. However, your mobile carrier's message and data rates may apply if you use Zelle on a mobile device.
Additional Information
Transactions typically occur in minutes between registered Zelle users. If your recipient is not yet registered with Zelle, the payment may take up to 2 business days to be delivered after the recipient completes registration. Available to almost anyone with a U.S.-based bank account. For your protection, Zelle should only be used for sending money to people you know and trust. Sending money through Zelle is similar to making a payment in cash. Your mobile carrier’s message and data rates may apply.
These fees are effective as of June 30, 2018.
