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Home purchase

Current Wells Fargo customers may be eligible for special benefits and exclusive discounts

3% down payment mortgages

You may need less cash for a down payment than you think. Put as little as 3% down on a fixed-rate mortgage. Ask your mortgage consultant if you’re eligible for additional assistance for closing costs and down payments.

Jumbo loan rate discounts

You may be able to pay less interest over the life of your jumbo loan with an interest rate discount based on your eligible assets of $250,000 or more with Wells Fargo.

Exclusive real estate tool

Wells Fargo customers get exclusive access to track a home’s estimated value, see how renovations could improve the value, and view price and sales trends for the neighborhood.

Learn more

With a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment. Talk with a home mortgage consultant about the loan amount, type of loan, property type, income, first-time homebuyer, and homebuyer education requirements to ensure eligibility. We’ll explain the options available, so you can choose what works for you.

You may also qualify for specialized loans and programs for union members, newly constructed homes, employees of participating companies, military, or other unique needs.

Still have questions? Give us a call at 1-877-510-2079

Hear from our customers

"It was a wonderful seamless experience getting my mortgage from Wells Fargo. Everyone I worked with was professional, clear, and made the process very smooth. I am very grateful and would definitely recommend Wells Fargo to others."

Despina K.

"Start to finish really great experience. Everyone involved was pleasant, professional, and kind. I have done several mortgages and this by far was the easiest."

Kenneth F.

Not all assets qualify. For more information and to verify jumbo loan amounts for your county, contact your private mortgage banker.

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Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.