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What type of mortgage are you looking for?

Home purchase
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Current Wells Fargo customers may be eligible for special benefits and exclusive discounts

3% down payment mortgages

You may need less cash for a down payment than you think. Put as little as 3% down on a fixed-rate mortgage. Ask your mortgage consultant if you’re eligible for additional assistance for closing costs and down payments.

Relationship benefits

You may qualify for a closing cost credit up to $1,000 or an interest rate discount from 0.125%-1.250% based on your new and existing eligible assets with Wells Fargo.,

Exclusive real estate tool

Wells Fargo customers get exclusive access to track a home’s estimated value, see how renovations could improve the value, and view price and sales trends for the neighborhood.

Learn more

Talk with a home mortgage consultant about loan amount, loan type, property type, income, first-time homebuyer, and homebuyer education requirements to discuss eligibility. We’ll explain the options available, so you can choose what works for you.

You may also qualify for specialized loans and programs for union members, newly constructed homes, employees of participating companies, military, or other unique needs.

Still have questions? Give us a call at 1-877-510-2079

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Hear from our customers


"It was a wonderful seamless experience getting my mortgage from Wells Fargo. Everyone I worked with was professional, clear, and made the process very smooth. I am very grateful and would definitely recommend Wells Fargo to others."

Despina K.


"Start to finish really great experience. Everyone involved was pleasant, professional, and kind. I have done several mortgages and this by far was the easiest."

Kenneth F.

With a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase the monthly payment.

Not eligible with FHA and VA loans. Additional limitations may apply.

Effective for loans with a rate lock date on or after September 24, 2025. For more information, contact a home mortgage consultant.

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‍ Equal Housing Lender

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.

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