Welcome to Wells Fargo

Mortgage rates for your specific needs



Down payments as low as 3% on fixed-rate loans

At Wells Fargo, we’re helping more people buy a home, even without a large down payment. Talk to a home mortgage consultant to learn more.

Get prequalified in minutes

No impact to your credit score

Know how much house you can afford

Start home shopping with confidence

Get Prequalified

Or call 1-877-510-2079

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January 2023

What our customers are saying

Check out first-hand testimonials from real Wells Fargo customers!

 “Start to finish really great experience. Everyone involved was pleasant, professional and kind. I have done several mortgages and this by far was the easiest.”
- Kenneth F.

“It was a wonderful seamless experience getting my mortgage from Wells Fargo. Everyone I worked with was professional, clear and made the process very smooth. I am very grateful and would definitely recommend Wells Fargo to others.”
- Despina K.

Loan-to-value ratio (LTV)

The amount you owe on your loan divided by your home's original value, which is either the price you paid for it or the appraised value at closing, whichever is less. This number is always expressed as a percentage.