Get started by submitting some basic information, and a mortgage consultant will help you with the rest.
Step 1: Tell us about yourself
Start below to provide some preliminary information online. We'll use that to do an initial eligibility check and start assessing your needs. To determine which features of the online application are available with your home loan, talk to a home mortgage consultant.
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Step 2: Let's connect
After we review your information, we'll get in touch to discuss your loan options and see if you're ready to move forward. If you are, we'll ask for your consent to take the next step and submit a mortgage application for processing.
Step 3: Credit review
We'll perform our initial credit review and collect any additional documents we need in order to provide you with a prequalification or preapproval letter. As a homebuyer, this could make your offer more competitive because it tells the seller you're in a good position to get the financing you need.
Step 4: Congratulations — now let's get ready to close
We'll complete the final steps to review and verify all the information for your loan (such as the property appraisal, employment verification, and other details). If everything checks out, you'll receive final approval of your mortgage application.
Congratulations! Now it's time to start preparing for closing, where you'll wrap up the mortgage process and start the next stage of your homeownership journey.
