How to Set Up Direct Deposit

Direct Deposit is a free service that automatically deposits recurring income received into any Wells Fargo checking, prepaid, or savings account you choose. Income received from your employer, Social Security, pension and retirement plans, the Armed Forces, VA Benefits, and annuity or dividend payments may all qualify for Direct Deposit.

How you benefit:

  • It's convenient. Your money is deposited automatically into your Wells Fargo account, even when you are too busy to get to the bank. 
  • It's fast. You have same–day access to your money on the day of deposit.
  • It's safe. Never worry about checks getting lost, delayed, or stolen.

Download the Direct Deposit Information Form (PDF*) and follow the three easy steps below to set up Direct Deposit.

Step 1. Gather account information. You will need to provide the type of account (checking/prepaid, or savings) and your account number and routing number (RTN). The diagram on the Direct Deposit Information Form shows where to find this information.

Step 2. Contact your employer or payor before setting up Direct Deposit. Ask if your employer or payor (the company or agency who pays you) offers Direct Deposit services. If so, your payor may need you to complete a form or provide a voided check to process your request for Direct Deposit.

If you have questions about Direct Deposit from a Federal agency, we provide full contact information on the Direct Deposit Information Form or visit a Wells Fargo store near you.

Step 3. Monitor your account. It may be one or two months before Direct Deposits go into effect — look for your first Direct Deposit about four weeks after your request.

Questions? We're available 24 hours a day, 7 days a week at 1-800-TO-WELLS (1-800-869-3557).

Business customers: We offer a number of payroll solutions to fit your business needs. Call us at 1-800-421-4714 or learn more now.