Dealing with Financial Challenges

How can I manage on less income?

Eliminating unnecessary expenses

Reduce necessary expenses

How do I deal with unexpected expenses?

How to respond to unexpected expenses

Where to go for emergency funds

How do I lower the amount of debt I have?

Understanding the difference between non-profit credit counseling and for-profit debt relief companies

Evaluating your financial situation

Can debt consolidation work for you?

Create a repayment plan

How credit counseling can help

What do I need to know before talking with my creditors?

Know where you stand with your loan