Home Equity Financing & Rates | Wells Fargo

Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Home Equity

Due to current market conditions, we are temporarily suspending new applications for home equity lines of credit. We apologize for the inconvenience. Learn more

Tap into the equity in your home – to pay
for home improvements or other major expenses

You won’t have to pay closing costs when you open a Wells Fargo home equity line of credit. Plus, there are no application, annual, or prepayment fees.

Learn More

Due to increased volume and changes made to accommodate social distancing, the home 
loan process may take longer than usual.

Calculate home equity line of credit rates and payments

Use our home lending rate and payment calculator.

Home Lending Rate & Payment Calculator

Loan Amount
Error: Please select a value for Property State Error: Please select a value for Property County

Understand your loan options

Let your home equity work for you

Considering a home renovation or planning for a major expense? A home equity line of credit (HELOC) may help.

See home equity options

Find the loan that fits your needs

Run some numbers, revise scenarios, and see which loan meets your needs.

Compare loans

Make your home improvement plans a reality

A loan, line of credit, or credit card may be able to help you pay for major expenses.

Cash-out refinance

Refinance your mortgage – and access the equity in your home for renovations and other expenses.

Temporarily unavailable

Home equity line of credit (HELOC)

Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.

More on HELOCs

Personal loans

Fund your home improvement projects without using the equity in your home. Pay no origination fee or prepayment penalty.

See personal loans

Credit cards

Get access to available funds for home improvements. Plus, earn rewards for purchases with a rewards-based credit card. Subject to credit qualification.

See credit card options

Still have questions?

Call Us

Wait times may be longer than usual due to the current environment. Thanks for your patience.

Home Equity Financing

Mon – Fri: 7 am – 8 pm 
Sat: 7 am – 4 pm 
Central Time

Home Equity Customer Service

Mon – Fri: 7 am – 10 pm 
Sat: 8 am – 2 pm 
Central Time

Let Us Contact You

Have a home mortgage consultant call you back.