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Home Equity

Tap into the equity in your home – to pay
for home improvements or other major expenses


You won’t have to pay closing costs when you open a Wells Fargo home equity line of credit. Plus, there are no application, annual, or prepayment fees.

If you’re ready to apply online, let’s go

Apply Now

Call 1-888-667-1772 or find a mortgage consultant in your area

Calculate home equity rates and payments

Use our home lending rate and payment calculator.

Home Lending Rate & Payment Calculator

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Understand your loan options

Let your home equity work for you

Considering a home renovation or planning for a major expense? A home equity line of credit (HELOC) may help.

See home equity options

Find the loan that fits your needs

Run some numbers, revise scenarios, and see which loan meets your needs.


Compare loans

Make your home improvement plans a reality



Cash-out refinance

Refinance your mortgage – and access the equity in your home for renovations and other expenses.


More on cash-out refinance



Home equity line of credit (HELOC)

Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.


More on HELOCs



Personal lines and loans

Fund your home improvement projects without using the equity in your home. Pay no origination fees or prepayment penalty.


See personal lines and loans



Credit cards

Get access to available funds for home improvements. Plus, earn rewards for purchases with a rewards-based credit card. Subject to credit qualification.

See credit card options

Still have questions?

Call Us

Home Equity Financing

1-888-667-1772 
Mon – Fri: 7 am – 8 pm
Sat: 7 am – 4 pm
Central Time

Home Equity Customer Service

1-866-820-9199
Mon – Fri: 7 am – 10 pm
Sat: 8 am – 2 pm
Central Time

Let Us Contact You

Have a home mortgage consultant call you back.