Hotels.com^® Rewards Visa^® Credit Card Rewards Program Agreement Terms and Conditions

Hotels.com^® Rewards Visa^® Credit Card Rewards
Program Agreement (the "Card Rewards Program") Terms and Conditions ("Terms")

1. Definitions. The terms below have the following meanings:

   • "Account" means a Hotels.com Rewards Visa Credit Card* issued by Wells Fargo Bank, N.A. ("Wells Fargo," "We," "Our," and "Us").
   • "Billing Cycle" is the interval between statements for Your Account.
   • "Net Purchases" means purchases charged to Your Account minus returns and adjustments.
   • "You" and "Your" means each person that has an Account.
   • "Stamp" represents an earning unit in the Hotels.com Rewards program, and may be referred to as a "night" in the Hotels.com Rewards program terms and conditions when used to refer to Your booking and staying at an eligible Hotels.com rewards property.

   Any capitalized terms not defined in this Card Rewards Program are defined in the Hotels.com Rewards program.

2. Agreement. These Terms govern Your use of the Card Rewards Program. You agree to these Terms by participating in both this Card Rewards Program as well as the Hotels.com Rewards Program Terms and Conditions. We may share Account information with Hotels.com for purposes of administering or servicing the Card Rewards Program. Wells Fargo or Hotels.com may contact You using any contact information You provide for purposes of servicing the Card Rewards Program. You must have an open Hotels.com Rewards account in which you are earning stamps in US dollars.
3. Earning Stamps with Your Hotels.com Rewards Visa Credit Card. One way to earn Stamps on Your Hotels.com Rewards membership is through purchases made on Your Hotels.com Rewards Visa Credit Card. The Card Rewards Program is automatically available for Your Account if it is open and not delinquent at the time Stamps are earned.
   
   Hotels.com Rewards Visa Credit Card cardholders will earn one (1) Stamp in the Hotels.com Rewards program for every $500 spent in Net Purchases (purchases minus returns and credits) using Your Hotels.com Rewards Visa Credit Card. Purchases will be rounded up to the nearest whole dollar.
   
   ATM transactions, cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees are not considered purchases and do not earn Stamps.
   
   Stamps will be calculated each Billing Cycle. You’ll see Stamps you’ve earned from card purchases on Your monthly card billing statement. Stamps earned during a billing cycle will be automatically transferred to Hotels.com Rewards program after the end of each billing cycle. Returns or adjustments may affect Your Stamp calculation.
   
   Any transactions that have not been allocated to a Stamp will be forfeited if Your Account is closed for any reason. In addition, You will forfeit any Stamp that has not been transferred to Hotels.com if Your Account is closed for violating these Terms, the Hotels.com Rewards Program Terms and Conditions, misusing the Card Rewards Program, or violating Your Consumer Credit Card Customer Agreement & Disclosure Statement. If Your Hotels.com Rewards membership is closed for any reason and You retain Your Hotels.com Rewards Visa Credit Card, You will no longer earn Stamps. Earning Stamps with Your Hotels.com Rewards Visa Credit Card may not prevent Your Hotels.com Rewards membership from going inactive (please visit www.hotels.com/rewards for details). Wells Fargo has provided this link for your convenience.  While Wells Fargo has a relationship with Hotels.com, we do not operate their site and their security and privacy policy may be different.
4. Stamp Redemption. You can only redeem Your Stamps at Hotels.com. Stamp redemptions may not be refundable.  Refer to the Hotels.com Rewards Program Terms and Conditions at www.hotels.com/rewards for details. Wells Fargo has provided this link for your convenience. While Wells Fargo has a relationship with Hotels.com, we do not operate their site and their security and privacy policy may be different. The redemption value of the Hotels.com Rewards Visa Credit Card Stamps for the purpose of determining Your reward night is currently $110 per Stamp. The redemption value of a reward night is based on the average of the 10 Stamps You earn at Hotels.com from the use of the Hotels.com Rewards Visa Credit Card and from eligible stays booked through Hotels.com (the "Reward Night"). To learn more about the redemption value of a Reward Night earned from eligible stays at Hotels.com, refer to www.hotels.com/rewards for details. Wells Fargo has provided this link for your convenience.  While Wells Fargo has a relationship with Hotels.com, we do not operate their site and their security and privacy policy may be different. You are responsible for taxes, fees, and other charges. If You choose a room, apartment, or other equivalent accommodation that costs more, You pay the difference. If you choose a room, apartment, or other equivalent accommodation that costs less, the redemption value of the reward night is limited to the cost of the accommodation before taxes, fees, and other charges. There will be no remaining redemption value associated with this reward night and there will be no cash refund for any residual amounts. For additional information on Your Reward Night eligibility, please refer to www.hotels.com/rewards for details. Wells Fargo has provided this link for your convenience.  While Wells Fargo has a relationship with Hotels.com, we do not operate their site and their security and privacy policy may be different.
5. General Terms. We reserve the right to amend, cancel, or temporarily suspend the Card Rewards Program, in whole or in part, or change any of the Terms, at any time and for any reason, which may result in the decrease of redemption value or cancellation or forfeiture of any spend that has not been allocated to a Stamp. We will give You advance written notice of material changes to the Terms or Card Rewards Program. We reserve the right to remove any person from the Card Rewards Program in the event of suspected fraud or abuse of the Card Rewards Program privileges or a violation of these Terms, as determined solely by Us. We reserve the right to delay or not enforce any of Our rights under the Rewards Program without waiving or losing Our rights to enforce them later. Any unredeemed Stamp does not have cash value. At any time and for any reason without notice to You, Wells Fargo or Hotels.com may change the amount of Stamps required for a Reward Night redemption.
   
   Stamps accrued and issued are subject to the terms and conditions of the Hotels.com Rewards program. For complete terms and conditions of the Hotels.com Rewards program refer to www.hotels.com/rewards. Wells Fargo has provided this link for your convenience.  While Wells Fargo has a relationship with Hotels.com, we do not operate their site and their security and privacy policy may be different. Terms and conditions of the Hotels.com Rewards program may be modified and services and benefits may be added or deleted at any time without notice to cardmembers. Hotels.com Stamps awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s Hotels.com Rewards account.
   
   Wells Fargo’s sole obligation concerning the award and redemption of Stamps is to make a valid request to Hotels.com to award Stamps to Your associated Hotels.com Rewards account. Wells Fargo disclaims liability or responsibility for Hotels.com’s failure to award or redeem Stamps to or from Your associated Hotels.com Rewards account after Wells Fargo has met its obligations to Hotels.com Rewards program in connection with such a request.
   
   This agreement governs the receipt of Stamps in connection with the use of Your account and is separate and in addition to the Hotels.com Rewards program terms and conditions that govern Your participation in the Hotels.com Rewards program. The Hotels.com Rewards program terms and conditions are available online at www.hotels.com/rewards. Wells Fargo has provided this link for your convenience.  While Wells Fargo has a relationship with Hotels.com, we do not operate their site and their security and privacy policy may be different. Information in this agreement that relates to the Hotels.com Rewards program isn’t complete or comprehensive and doesn’t include all of the information that You should know about the Hotels.com Rewards program.
   
   Some Rewards You receive may qualify as taxable income to You. Your Rewards’ value may be reported as income to the Internal Revenue Service, as well as state and local tax authorities. By using the Program, You are responsible for paying any federal, state or local taxes on the reward, or other connected fees or gratuities. If You have other questions about Your tax liability, please consult Your tax advisor.
6. Governing Law. These Terms are governed by federal law and to the extent applicable, South Dakota law.
7. Arbitration Disclosure. These Terms are made part of Your credit card agreement with Wells Fargo Bank, N.A. and any arbitration provisions listed, including the Military Lending Act, will apply to these Terms.

8. Indemnification. You agree to defend and indemnify Wells Fargo Bank, N.A., the Wells Fargo Bank, N.A. Affiliates, and/or their respective suppliers and any of their officers, directors, employees and agents, and the Hotels.com Companies, the Hotels.com Affiliates, and/or their respective suppliers and any of their officers, directors, employees and agents, from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature including but not limited to reasonable legal and accounting fees, brought by third parties as a result of:

   • Your breach of this Agreement or the documents referenced herein; or
   • Your violation of any law or the rights of a third party.