Distribution Finance

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Inventory finance

As the inventory financing provider of choice for more than 30,000 dealers and 1,200 manufacturers (OEMs) and distributors globally, Wells Fargo Commercial Distribution Finance is invested in the long-term success of its customers and the industries it serves.

Inventory financing (also known as floorplan financing) enables efficient, uninterrupted flow of inventory through the distribution channel, allowing our customers to focus on what matters most to them – managing and growing their business.

In working with Wells Fargo Commercial Distribution Finance, you gain access to tenured employees who have deep domain expertise, a steadfast financing provider that has remained committed to the industries it serves through many cycles, and data, analytics, and other value-added services to help your business make more informed decisions.

Visit Commercial Distribution Finance to learn more

Vendor finance

Wells Fargo Commercial Distribution Finance provides unique financing solutions that help meet your specific needs, whether you are an equipment manufacturer, dealer, or business customer. We offer a full range of programs and services designed to help your business grow and are dedicated to providing flexible financing. From web-based applications submittals to online account management, we bring knowledge and expertise to every relationship – uncovering a depth of know-how unique to Wells Fargo Commercial Distribution Finance. When you work with us, you experience speed, exceptional service, and a world of expertise. We work with equipment manufacturers, dealers, and distributors to offer competitive and flexible-point-of-sale financing programs for your commercial customers. Our sales representatives work with you to help design transaction terms and structures suited for your customers’ cash flow, tax and accounting objectives, and business needs.

Our services

  • Vendor referral programs
  • National and local sales support
  • Private label financing programs
  • Wholesale programs offering discounting or the purchase of transactions on the vendor’s documents
  • Financing throughout the United States and Canada – in both U.S. and Canadian dollars

Typical equipment

Our clients include a range of companies, including:

  • Construction
  • Energy
  • Industrial
  • Healthcare
  • Machine tools
  • Manufacturing
  • Printing
  • Software
  • Technology
  • Agriculture
  • Golf and turf

Commercial Auto

As the commercial auto financing industry leader, we have over 75 years’ experience and service over 3000 dealers across the country. We provide a comprehensive suite of products to serve the diverse financial needs of local and national automotive dealers.

Visit Commercial Auto Finance to learn more

Channel finance

Fueling innovation and growth, securing working capital, and extending payment terms. As a reseller, distributor, or vendor in the fast-paced technology industry, Wells Fargo Commercial Distribution Finance can offer flexible channel financing to help your company stay ahead and succeed. Our programs are designed to support both small and mid-sized businesses, as well as large solution providers.

Our services

  • Extended net terms
  • Working capital revolving lines of credit
  • Large purchase order financing

Typical customer

Our clients include a range of companies in the technology industry, including:

  • Application and infrastructure software
  • Call center services
  • Communications equipment
  • Computing technology
  • Data storage
  • Enterprise software
  • Hardware manufacturing
  • Managed services
  • Networking equipment
  • Systems integrators
  • Technology distributors
  • Value-added resellers